Has AI Changed the Stock Market for Good?

This week on Five Question Friday (FQF):

Question 1: Has AI fundamentally changed the stock market, and does market history still matter?

Question 2: If you retire a few years before claiming Social Security, how does the 4% rule apply during that gap?

Question 3: If you roll a long-held Roth 401(k) into a brand-new Roth IRA, do you still have to wait five years to withdraw earnings?

Question 4: Can you use traditional IRA funds to pay for long-term care and deduct the cost?

Question 5: Can you build a fixed 50/50 portfolio by splitting money between Vanguard's 40/60 and 60/40 LifeStrategy funds?

Resources mentioned in the video:

Schwab on the Roth 5-year rules: https://www.schwab.com/learn/story/what-to-know-about-five-year-rule-roths
IRS Publication 502 (Medical and Dental Expenses): https://www.irs.gov/publications/p502
Vanguard LifeStrategy Funds: https://investor.vanguard.com/investment-products/mutual-funds/life-strategy-funds
Boldin (retirement planner): https://go.robberger.com/boldin/yt-fqf-ai
ProjectionLab: https://go.robberger.com/projectionlab/yt-fqf-ai

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0:00 Welcome
1:51 Q1: AI and the stock market
5:09 Q2: The 4% rule before Social Security
10:07 Q3: The Roth 5-year rule
13:18 Q4: IRA funds and long-term care
15:20 Q5: Building 50/50 with LifeStrategy funds

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

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