How to Remove a Hard Inquiry on Your Credit Report

A hard inquiry was added to my credit report this past week. It was the result of somebody trying to get a loan in my name. Yes, I was a victim of identity theft. Fortunately, I was able to get the inquiry removed from my credit report in less than 24 hours. Here's how I a did it.

In this video--
0:00 Identify Theft
0:45 Credit cards with free credit reports and alerts
1:58 Credit cards with free credit scores
3:11 Capital One Credit Wise
4:27 Hard vs. soft credit inquiries
5:45 Annualcreditreport.com
6:35 Experian credit report
7:20 Removing a fraudulent inquiry from a credit report
11:41 Identitytheft.com
14:15 Fraud alerts vs. credit freeze vs. credit lock

Resources mentioned in the video:

Credit cards that offer free credit scores, reports and alerts--
https://www.allcards.com/credit-cards-with-free-credit-scores/?utm_source=youtube&utm_medium=video&utm_campaign=yt-37

When to get your credit report for free--
https://www.annualcreditreport.com/requestReport/landingPage.action

Where to report identity theft--
https://www.identitytheft.gov/

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ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

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