How Investment Fees Affect the 4% Rule | Live Q&A

Tonight we'll start by discussing how investment fees affect the 4% rule and other retirement withdrawal strategies. Then I'll answer your questions. What fun!

Join the newsletter: https://robberger.com/newsletter/?utm_source=Rob+Berger&utm_medium=ATF+Link&utm_campaign=Newsletter&utm_id=YouTube

————————————
Timestamps
————————————
0:00 - Welcome to the Financial Freedom Show!
1:05 - Moderator
1:29 - Investment fees and the 4% Rule
8:34 - YouTube
9:06 - Savebetter
10:08 - Feeling behind
14:01 - Micro Caps
14:42 - Announcement
15:04 - Back to small cap
21:30 - Vanguard Index Funds vs Vanguard ETF
27:48 - Morningstar 2022 Diversification Landscape Report
30:12 - Jonathan Guyton
33:00 - Yields vs Bond Fund Value
38:16 - Chat
38:56 - Kathy Woods
51:38 - John Adams book
54:32 - Limited 401K investment options
55:25 - VWILX
58:00 - CD's
1:01:12 - No state tax
1:01:58 - QQQ
1:04:35 - VGSH
1:05:36 - Paul Merriman teasers
1:07:06 - Inflation and the 4% Rule
1:09:24 - Pilates
1:11:07 - IBTD
1:14:54 - Cumulative returns
1:19:18 - Withdrawal strategies
1:21:05 - Newsletter
1:21:59 - Puerto Rico and federal income tax
1:23:18 - Wellington and Wellesley
1:25:07 - RAGBRAI
1:26:19 - Buying intermediate and long-term bond funds
1:29:10 - The Old Man
1:29:57 - Poll
1:31:04 - My Betterment account
1:33:37 - Higher paying rewards cards
1:34:57 - Dividend investing
1:38:02 - Wealth Front cash
1:40:11 - VTI and ITOT
1:42:10 - Amex HTSA yield
1:43:36 - Treasury ETFs
1:45:36 - Video on purchasing bonds
1:48:22 - Midcap/Smallcap
1:48:57 - Let's look at the poll
1:51:21 - Pull-ups
1:52:12 - Do absolute wealth levels matter?
1:53:54 - Reminders
1:54:25 - Financial Freedom
1:54:32 - Final poll results
————————————
Investing Tools
————————————

My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B
Personal Capital (Investment Tracking, Retirement Planning): https://robberger.com/go/personal-capital/yt-
New Retirement (Retirement Planner): https://robberger.com/go/new-retirement/yt-
Stock Rover: https://robberger.com/go/stock-rover/yt-

#billgengen #retirement #robberger

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.