Vanguard's New ETFs Compared: Worth It?
PensionCraft 13:37
26,651 views · 525 likes Watch on YouTube ↗
Vanguard has just launched three new global funds, and the cheapest of them charges just 0.07% a year, a fee cut of roughly 70% if you're currently holding their all-cap index fund at 0.23%. But before you rush to switch, there's a catch that surprised me: what it actually costs you to leave the fund you're already in could wipe out years of savings. In this video, we break down all three new funds, what makes them different, whether the lower fee is actually worth chasing, and I'll reveal whether I'm moving my own core holding.
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💡 Book a coaching session with Ramin so he can answer your questions in a one-to-one video call via Zoom: https://pensioncraft.com/power-hour/
🎯 Book a coaching session with Mark Howell, for objectives-led financial coaching and cash flow sense checks in a one-to-one call https://pensioncraft.com/coaching/
📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/
📖 Understand investment in more depth with my online courses https://pensioncraft.com/courses-we-offer/
❓ Join PensionCraft on YouTube and you’ll be supporting me to make more content and I will answer your questions and respond to your comments on YouTube as a priority https://www.youtube.com/pensioncraft/join
🎧Check out our free weekly podcast "Many Happy Returns" on your podcast app of choice or at https://www.youtube.com/@ManyHappyReturnsPodcast
The Following Data Sources Help Me Create My Videos
(These links provide new users with a special offer and may also provide me with a small commission)
✔️ Stockopedia - New users get a special 25% discount on any annual plan if they use this link http://stk.pe/pensioncraft or enter our promo code 'PC25' at the checkout.
✔️ ShareScope & Sharescope Pro - special discount offers are available for PensionCraft viewers who use this link https://www.sharescope.co.uk/pensioncraftsp
Our Affiliate Partners
(These links may provide you with a special offer and may also provide me with a small commission)
✔️ Investing.com - Real-time data, charts, and financial analysis tools: https://www.investing-referral.com/3WGR28J/BP658/
Timestamps
00:00 Introduction
00:34 Three New Funds Explained
00:52 Concentration vs US Exposure
01:55 Index Names Demystified
02:33 What All Cap Adds
03:13 Returns and the Small Cap Tilt
04:12 Cheapest Plain Global Options
05:04 All Cap Fee Cuts and Hidden Costs
06:24 Why Vanguard Launched a New ETF
07:27 Why Not Cut the Old Fund
09:16 Should You Switch Tax Maths
10:18 ISA SIPP Switching Costs
11:01 Timing Spreads and Liquidity
11:27 Small Cap and Ex-US Use Cases
12:47 Final Verdict and Next Steps
Where Else You Can Find Me
https://pensioncraft.com/
https://www.instagram.com/pension.craft/
https://twitter.com/PensionCraft
https://www.facebook.com/pensioncraft/
https://www.linkedin.com/company/pensioncraft
Take A Look At Some Of My Other Videos
📹 Investment For Beginners playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TcG9QNlRJ_QjI8iX_q_I8jo
📹 Investing For Retirement playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TcWFuRd51gkPyAGleZRvGcN
📹 Investing With Vanguard playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TfMV4S_51E_zmbMio4UNBtM
📹 Portfolio Building Blocks playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TdRdp-hLnL5oxsaRjJZVSyn
📹 Bonds & Money Market Funds playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TfsDjD20MjQ50-YjDuKGiM7
📹 Economy And Investing playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TcRVeX3peMN1UF-NRCIFsM2
DISCLAIMER
All information is given for educational purposes and is not financial advice. Ramin does not provide recommendations and is not responsible for investment actions taken by viewers. Figures that are quoted refer to the past and past performance is not a reliable indicator of future results.
If you need financial advice, Unbiased, the UK’s leading online directory of financial advisers, can connect you to an Independent financial advisor for free. Additionally if you use our link to register with Unbiased, your first consultation with a financial adviser is free. https://imp.i337888.net/c/4012142/1936845/11746 (This link provides you with a special offer and we will also earn a small commission)
✔️ If you want to learn more about investing, why not become a pensioncraft.com member? To find what we offer and how you can join our friendly community click here https://www.pensioncraft.com/membership/
What Else PensionCraft Offers:
💡 Book a coaching session with Ramin so he can answer your questions in a one-to-one video call via Zoom: https://pensioncraft.com/power-hour/
🎯 Book a coaching session with Mark Howell, for objectives-led financial coaching and cash flow sense checks in a one-to-one call https://pensioncraft.com/coaching/
📰 Sign up for our free weekly market roundup to get news and views about what's going on in the stock market and wider economy https://pensioncraft.com/market-roundup/
📖 Understand investment in more depth with my online courses https://pensioncraft.com/courses-we-offer/
❓ Join PensionCraft on YouTube and you’ll be supporting me to make more content and I will answer your questions and respond to your comments on YouTube as a priority https://www.youtube.com/pensioncraft/join
🎧Check out our free weekly podcast "Many Happy Returns" on your podcast app of choice or at https://www.youtube.com/@ManyHappyReturnsPodcast
The Following Data Sources Help Me Create My Videos
(These links provide new users with a special offer and may also provide me with a small commission)
✔️ Stockopedia - New users get a special 25% discount on any annual plan if they use this link http://stk.pe/pensioncraft or enter our promo code 'PC25' at the checkout.
✔️ ShareScope & Sharescope Pro - special discount offers are available for PensionCraft viewers who use this link https://www.sharescope.co.uk/pensioncraftsp
Our Affiliate Partners
(These links may provide you with a special offer and may also provide me with a small commission)
✔️ Investing.com - Real-time data, charts, and financial analysis tools: https://www.investing-referral.com/3WGR28J/BP658/
Timestamps
00:00 Introduction
00:34 Three New Funds Explained
00:52 Concentration vs US Exposure
01:55 Index Names Demystified
02:33 What All Cap Adds
03:13 Returns and the Small Cap Tilt
04:12 Cheapest Plain Global Options
05:04 All Cap Fee Cuts and Hidden Costs
06:24 Why Vanguard Launched a New ETF
07:27 Why Not Cut the Old Fund
09:16 Should You Switch Tax Maths
10:18 ISA SIPP Switching Costs
11:01 Timing Spreads and Liquidity
11:27 Small Cap and Ex-US Use Cases
12:47 Final Verdict and Next Steps
Where Else You Can Find Me
https://pensioncraft.com/
https://www.instagram.com/pension.craft/
https://twitter.com/PensionCraft
https://www.facebook.com/pensioncraft/
https://www.linkedin.com/company/pensioncraft
Take A Look At Some Of My Other Videos
📹 Investment For Beginners playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TcG9QNlRJ_QjI8iX_q_I8jo
📹 Investing For Retirement playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TcWFuRd51gkPyAGleZRvGcN
📹 Investing With Vanguard playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TfMV4S_51E_zmbMio4UNBtM
📹 Portfolio Building Blocks playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TdRdp-hLnL5oxsaRjJZVSyn
📹 Bonds & Money Market Funds playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TfsDjD20MjQ50-YjDuKGiM7
📹 Economy And Investing playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TcRVeX3peMN1UF-NRCIFsM2
DISCLAIMER
All information is given for educational purposes and is not financial advice. Ramin does not provide recommendations and is not responsible for investment actions taken by viewers. Figures that are quoted refer to the past and past performance is not a reliable indicator of future results.
If you need financial advice, Unbiased, the UK’s leading online directory of financial advisers, can connect you to an Independent financial advisor for free. Additionally if you use our link to register with Unbiased, your first consultation with a financial adviser is free. https://imp.i337888.net/c/4012142/1936845/11746 (This link provides you with a special offer and we will also earn a small commission)
Category (YouTube): Education
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