Thoughts on Roth Conversions and Required Minimum Distributions (RMD) | Live Q&A

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Timestamps
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0:00 - Welcome to the Financial Freedom Show!
0:30 - Roth Conversions
15:13 - Reverse mortgage
16:24 - Is there a minimum where Roth Conversion doesn't make sense?
18:04 - BUFOX
21:47 - 11 stocks
25:26 - Thoughts on investing for college/529 Ohio/VTEP
27:05 - Defined Benefit Pension Plan
31:29 - Is there a downside of leaving target date funds in my portfolio?
33:42 - Why can't we invest non earned income into a Roth IRA?
34:37 - Good Morning Washington
35:33 - 90/10 or 80/20 for investing kids savings
36:32 - Timing the market
38:04 - Roth Conversions make sense if the market takes a downturn
38:50 - VB & VBR
40:56 - Accessing Roth Conversion after 5 years
42:35 - Transitioning from predominantly index fund investing to disciplined individual value stock investing in Roth
44:46 - Schwab vs Vanguard for retirement accounts
48:19 - Married couple Roth conversion
48:56 - Fulfilling promises to viewers
51:05 - Cash reserves account
52:17 - Betterment
54:58 - Qualified donations
56:41 - Tips on spending money during the accumulation phase
57:57 - Good asset allocation in stocks
1:00:25 - Most advantageous method to determine the profit or loss for tax reporting in a taxable account
1:01:58 - Changing allocation since my account is no longer a Roth
1:06:44 - Finviz
1:08:42 - Gaming
1:10:50 - Trigger taxes in retirement
1:13:35 - Stock bond allocation
1:15:32 - Portfolio visualizer
1:17:03 - $100,000 in single stock exposure
1:20:33 - VUG & QQUM
1:22:33 - Any cost difference if keeping VTI in M1 or Vanguard?
1:27:29 - Citibank/Value investors
1:28:37 - Will the stock market crash in the next 10 months?
1:38:33 - Dividend paying stocks as a temporary substitute of bonds in retirement portfolio
1:41:34 - HSA for retirement
1:44:38 - Balancing between saving and investing
1:46:09 - VU
1:47:37 - Is it possible to max both Roth IRA and 401K?
1:48:22 - High turnover rate for an actively managed fund
1:51:34 - Can IRA distribution be done in KIND to a taxable brokerage?
1:52:52 - How to switch to screen share quickly
1:54:09 - Will Vanguard lower the expense ratio for life strategy funds like target date funds
1:55:42 - FTSE
1:56:53 - Small international stock
1:58:25 - Best place to keep cash in retirement
1:59:17 - Couple of announcements
2:00:33 - How to tag me in the chat
2:01:23 - Financial Freedom

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Popular Videos
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1️⃣ How to Create a 3-Fund Portfolio: https://www.youtube.com/watch?v=kmw8OpGp2rM
2️⃣ How I Manage 28 Accounts in One App: https://www.youtube.com/watch?v=cQk6EQk3iGg
3️⃣ 7-Step Financial Checkup: https://www.youtube.com/watch?v=mNWGWxKzKTY

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ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.