How 8.5% Inflation Affects the 4% Rule | Live Q&A

We'll start tonight discussing how high inflation affects the 4% rule of withdrawals in retirement. Then we'll turn to your questions.

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Video Resources & Timestamps
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0:00 - Welcome to the Financial Freedom Show!
2:45 - The 4% Rule
12:35 - My first TikTok video
16:04 - Remember to tag me in the chat
16:19 - Going from small investments to larger investments
18:40 - Managing family investment portfolios
20:40 - Concerns over BND value lowering
23:07 - ALV, ADVE, AVUV, AVUS
31:08 - My favorite small cap fund
31:30 - Book recommendation
33:39 - Paying for college
35:28 - Rebalancing IRA
37:25 - Revisiting the 4% Rule
42:23 - Total Return Approach/Bucket Strategy
44:56 - TikTok responses
46:23 - Better Call Saul
47:19 - Intermediate term bonds
50:12 - What tax year do Roth limits apply to?
54:08 - REIT fund
57:12 - Selling Apple or stick with it
1:00:54 - Investing a larger amount in today's market
1:02:57 - Defined maturity ETF's of IShares
1:05:16 - VXUS & Schwab 401K
1:06:04 - SCHD in my 6 fund portfolio
1:08:42 - Is a TIPS fund worth it?
1:11:43 - S&P 500 instead of Total Market
1:14:11 - Investing in a trust
1:15:34 - My TikTok username
1:16:19 - Legacy funds
1:18:25 - What happens to our investments during a war?
1:21:15 - Adding REIT income to Roth
1:24:35 - BSV
1:26:14 - Is this a good time to buy Berkshire
1:28:36 - Withdrawing from a traditional IRA & rebalancing into a Roth
1:34:55 - Check out TikTok/New YouTube videos
1:35:34 - Financial Freedom
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Investing Tools
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My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B
Personal Capital (Investment Tracking, Retirement Planning): https://robberger.com/go/personal-capital/yt-
New Retirement (Retirement Planner): https://robberger.com/go/new-retirement/yt-
Stock Rover: https://robberger.com/go/stock-rover/yt-
M1 Finance $30 Bonus (IRA & Taxable Accounts): https://robberger.com/go/m1finance-bonus/yt-

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Credit Cards & Banks
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My Favorite Credit Cards: https://www.allcards.com/best-credit-card-offers/?utm_source=YouTube&utm_medium=Video+Links&utm_campaign=Boilerplate
My Favorite Online Banks: https://www.allcards.com/best-online-banks/?utm_source=YouTube&utm_medium=Video+Links&utm_campaign=Boilerplate

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Popular Videos
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1️⃣ How to Create a 3-Fund Portfolio: https://www.youtube.com/watch?v=kmw8OpGp2rM
2️⃣ How I Manage 28 Accounts in One App: https://www.youtube.com/watch?v=cQk6EQk3iGg
3️⃣ 7-Step Financial Checkup: https://www.youtube.com/watch?v=mNWGWxKzKTY

#investing #retirement #robberger

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.