Is The Market Too Expensive To Invest?

Sam and his wife are two years from early retirement, sitting almost entirely in cash because they think the market is too overvalued to buy. Here's why waiting for the obvious crash is harder than it looks, and a no-forecasting plan to get from all-cash to a portfolio you can actually hold.

*Resources in Video*
Boldin: https://go.robberger.com/boldin/yt-market-timing
ProjectionLab: https://go.robberger.com/projectionlab/yt-market-timing
Note: if you subscribe to my free newsletter (link below), be sure to use the 10% discount code for ProjectionLab
Shiller CAPE ratio: https://www.multpl.com/shiller-pe
SGOV (iShares 0-3 Month Treasury ETF): https://www.ishares.com/us/products/314116/

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0:00 Sam's question: wait in cash for the crash?
1:35 Is the market overvalued? (Shiller PE)
2:43 The case for cash: SGOV's yield
3:27 What inflation does to cash
4:35 The cost of a year out of the market
6:14 Market timing: you have to be right twice
8:33 The asset class quilt: extremes vs the middle
11:40 The real question: asset allocation
14:06 Stress testing your plan in Boldin and ProjectionLab
17:56 Lump sum vs dollar cost averaging

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

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