2022 Financial Goals to Build Wealth | Live Q&A

Personal Capital is the free budgeting and investment tracking app I use everyday: https://robberger.com/go/personal-capital/yt-qa12302021

Join the newsletter: https://robberger.com/newsletter/?utm_source=Rob+Berger&utm_medium=ATF+Link&utm_campaign=Newsletter&utm_id=YouTube

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Video Resources
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1:05 How I handle comments to videos
3:13 Cool new retirement calculator
8:37 VXUS vs VEA
14:16 Insider Trading
16:18 Christine Benz of Morningstar
17:50 VFSAX (Vanguard Int'l Small Cap Fund)
23:57 Big Ern & Early Retirement Now
25:02 401(k) Rollover
28:25 Best Rollover IRA Accounts
30:34 Trust/Will vs Payable on Death
35:04 FMCOX
39:23 Contribute to both Roth 457b & Roth IRA
41:31 Vanguard's website issues
43:50 90/10 portfolio--BND vs VTIP
49:03 Keeping 401(k) at former employer & Is there a Roth Rollover IRA
51:09 85/15 portfolio in your 20's
51:53 iShares Core Shares ETFs
55:16 Transferring IRA without liquidating investments
56:40 Geopolitics & Investing
59:15 Covered Calls--good or bad?
1:04:40 90/10 portfolio (VTI and Cash)
1:08:29 5-Year Roth IRA Rule
1:14:13 How to invest in Roth IRA at age 25
1:15:22 Average total return of IRAs in 2021
1:16:57 The kind of tea I drink: https://amzn.to/3pGA4fM
1:17:40 60/40 portfolio if you have $10 million
1:18:53 Large Cap Value vs Total Market
1:21:33 70/30 portfolio
1:23:20 Small Cap & Value
1:24:50 Future Expected Returns
1:25:54 Roth vs Traditional IRA
1:30:00 VTSAX portfolio
1:31:24 Tax implications of selling ETFs in an IRA
1:31:51 RMD of Inherited Accounts
1:32:51 Converting SEP IRA to IRA
1:34:21 Factor investing
1:35:17 Too much in an HSA?
1:38:19 Best Investing Tracking Tool
1:42:24 Cash for investing the dip
1:43:40 Roth vs Traditional at 24% tax bracket
1:45:47 How to track investment performance
1:46:20 How to help somebody invest who is afraid
1:47:34 Ultimate Buy and Hold vs JL Collins portfolio vs Rick Ferri Core 4
1:49:28 Capital Gains & Rebalancing
1:51:16 Tax Efficiency ETFs and Mutual Funds
1:53:38 100% stocks in your 50s
1:54:22 Buy, Borrow, Die Strategy
1:57:08 How to invest in college
1:57:52 Schwab Intelligent Portfolios
2:00:45 I Bond limits each year
2:01:28 Backdoor Roth in 2022
2:03:11 How to evaluate a value fund
2:06:55 I bonds as total bond allocation
2:07:57 Where to save a home down payment

Axos Bank High-Yield Savings Account: https://www.allcards.com/go/axos-savings/yt-qa12302021
Retirement Calculator: https://calculator.ficalc.app/
401(k) Rollover: https://www.youtube.com/watch?v=tnz0DGSfCmM

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Investing Tools
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My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B
Personal Capital (Investment Tracking, Retirement Planning): https://robberger.com/go/personal-capital/yt-qa12302021
New Retirement (Retirement Planner): https://robberger.com/go/new-retirement/yt-qa12302021
Stock Rover: https://robberger.com/go/stock-rover/yt-qa12302021
M1 Finance $30 Bonus (IRA & Taxable Accounts): https://robberger.com/go/m1finance-bonus/yt-qa12302021

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Credit Cards & Banks
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Wells Fargo Active Cash (Cash Back): https://www.allcards.com/go/wf-active-cash/yt-qa12302021
Chase Sapphire Preferred (Travel): https://www.allcards.com/go/sapphire-preferred/yt-qa12302021
U.S. Bank Visa Platinum (0%): https://www.allcards.com/go/usbank-visa-platinum/yt-qa12302021
Axos Bank (High Yield Savings): https://www.allcards.com/go/axos-savings/yt-qa12302021
OnJuno (free checking): https://www.allcards.com/go/onjuno/yt-qa12302021

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Popular Videos
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1️⃣ How to Create a 3-Fund Portfolio: https://www.youtube.com/watch?v=kmw8OpGp2rM
2️⃣ How I Manage 28 Accounts in One App: https://www.youtube.com/watch?v=cQk6EQk3iGg
3️⃣ 7-Step Financial Checkup: https://www.youtube.com/watch?v=mNWGWxKzKTY

#retirement #investing #robberger

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.