Are Bank Accounts Safer Than T-bills? Live Q&A

We'll start by discussing the relative safety of FDIC-insured bank accounts versus T-bills in light of the debt ceiling. Then I'll take your questions.

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Timestamps
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0:00 - Welcome to the Financial Freedom Show!
0:36 - Are Bank Accounts Safer Than T-Bills?
7:13 - Poll
14:46 - BRKB
23:58 - Rebalancing a taxable account with individual factor funds to avoid taxes
26:10 - Safe withdrawal
28:20 - 3-5 year savings for college
32:19 - Vanguard Dynamic Spending
34:16 - Fourth amendment
35:11 - High Harvesting Ration with 8-12 funds
38:55 - Vio Bank Money Market
39:32 - U.S. debt
41:55 - Do debit cards have the same protection as credit cards?
46:28 - TIPS
49:45 - Diamond NestEgg
50:38 - PCAOB
53:38 - 2022 Bogleheads Conference
54:39 - Web apps/Security breaches
56:53 - SEP IRA via LLC if employer provides a 401K plan
58:43 - Am I buying T-Bills?
59:59 - Turning a company into ESOP
1:00:30 - Cap/Growth matrix
1:02:34 - Portfolio Visualizer
1:02:58 - Apple/TSMC
1:03:25 - Tesla stock
1:04:48 - NFL
1:06:22 - Buying a bond fund with less return than a money market fund
1:09:56 - Parking emergency savings
1:12:20 - Winning at Chess
1:14:21 - REIT ETF
1:15:12 - Password managers
1:17:26 - Keeping money in a brokerage account instead of a traditional IRA
1:19:58 - Choosing a pension plan
1:22:24 - My camera
1:26:38 - Municipal bonds
1:28:35 - Wells Fargo fined
1:30:52 - Typical cost or gain in selling on secondary market
1:34:56 - Burgermeister
1:38:25 - LastPass
1:39:50 - My books
1:41:01 - Announcements/Newsletter
1:41:29 - Financial Freedom

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Investing Tools
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My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B
Personal Capital (Investment Tracking, Retirement Planning): https://robberger.com/go/personal-capital/yt-
New Retirement (Retirement Planner): https://robberger.com/go/new-retirement/yt-
Stock Rover: https://robberger.com/go/stock-rover/yt-
M1 Finance $30 Bonus (IRA & Taxable Accounts): https://robberger.com/go/m1finance-bonus/yt-

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Credit Cards & Banks
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My Favorite Credit Cards: https://www.allcards.com/best-credit-card-offers/?utm_source=YouTube&utm_medium=Video+Links&utm_campaign=Boilerplate
My Favorite Online Banks: https://www.allcards.com/best-online-banks/?utm_source=YouTube&utm_medium=Video+Links&utm_campaign=Boilerplate

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Popular Videos
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1️⃣ How to Create a 3-Fund Portfolio: https://www.youtube.com/watch?v=kmw8OpGp2rM
2️⃣ How I Manage 28 Accounts in One App: https://www.youtube.com/watch?v=cQk6EQk3iGg
3️⃣ 7-Step Financial Checkup: https://www.youtube.com/watch?v=mNWGWxKzKTY

#investing #retirement #robberger

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.