How American Real Estate Is Delaying The Inevitable... For Now

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Sources (In Order)

https://fred.stlouisfed.org/series/CSUSHPINSA

https://www.freddiemac.com/pmms

https://fred.stlouisfed.org/series/HNFSEPUSSA

https://www.resiclubanalytics.com/p/housing-market-net-selling-institutional-sfr-jumps-408-percent-spring-2026

https://ir.theice.com/press/news-details/2026/ICE-Mortgage-Monitor-Mortgage-Holder-Equity-Climbs-to-Record-18-Trillion-as-Annual-Home-Price-Growth-Reaches-14-Month-High/default.aspx

https://freddiemac.gcs-web.com/news-releases/news-release-details/mortgage-rates-hit-new-record-low-first-week-2021

https://www.atlantafed.org/research-and-data/data/home-ownership-affordability-monitor

https://ir.theice.com/press/news-details/2026/ICE-Mortgage-Monitor-Property-Insurance-Costs-Rise-8-7-Annually-but-Rate-of-Growth-Is-Sharply-Slowing/default.aspx

https://www.redfin.com/news/buyers-vs-sellers-september-2026/

https://www.nahb.org/news-and-economics/housing-economics/indices/adc-financing-survey

https://www.fdic.gov/regulations/examinations/supervisory/insights/sisum08/sisummer08-article3.pdf

https://fred.stlouisfed.org/series/NHFSEPCS

https://www.courthousenews.com/investors-hit-real-estate-company-millrose-with-fraud-class-action-over-undisclosed-leases/

https://hntrbrk.com/breaking-news/lennar-millrose

https://www.axios.com/2023/11/02/hunterbrook-hedge-fund-journalists

https://hindenburgresearch.com/nikola/

https://therealdeal.com/miami/2026/10/12/lennars-millrose-land-bank-misled-investors-suit-says/

https://www.sec.gov/Archives/edgar/data/0000920760/000162828026062287/ex991-2026831x8kq3.htm

https://www.bankrate.com/mortgages/builders-are-dangling-super-low-mortgage-rates-but-theres-a-catch/

https://www.wsj.com/economy/housing/builders-cheap-mortgages-are-a-bad-deal-for-home-buyers-e01bed75

https://jbrec.com/insights/rate-buydowns-help-buyers-purchase-new-homes/

https://www.sec.gov/Archives/edgar/data/0000920760/000162828026064557/len-20260831.htm

https://www.sixthtone.com/news/1012864

https://www.multihousingnews.com/how-private-credit-helps-multifamily-developers-persist-until-26/

https://www.blackstone.com/news/press/blackstone-real-estate-debt-strategies-launches-homebuilder-lending-platform/

https://commercialobserver.com/2024/07/blackstone-tricon-home-partners/

https://fred.stlouisfed.org/series/MSPNHSUS

https://fred.stlouisfed.org/series/CSUSHPINSA

https://www.census.gov/construction/soc/definitions.html

https://www.spglobal.com/spdji/en/documents/methodologies/methodology-sp-cotality-cs-home-price-indices.pdf

https://fortune.com/2026/07/15/cheaper-buy-new-home-old-resale-generation-boomers-sellers/

https://www.nar.realtor/news/real-estate-news/the-2026-new-home-market-a-rare-opportunity-for-buyers

https://www.resiclubanalytics.com/p/understanding-florida-housing-market-pandemic-boom-and-post-boom-correction-home-prices

https://www.census.gov/construction/nrs/pdf/quarterly_sales.pdf

https://www.nar.realtor/press-releases/first-time-home-buyer-share-falls-to-historic-low-of-21-median-age-rises-to-40

https://www.redfin.com/news/press-releases/redfin-reports-san-francisco-home-prices-jump-most-in-8-years-amid-ai-boom/

https://fred.stlouisfed.org/graph/?g=1ZIvA

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Ok so, why haven’t home prices crashed yet?
Because they kind of should be right?
Interest rates have more than tripled over the last 4 years, enormous new sources of housing stock have become available, corporate investors are rushing for the exits, hundreds of thousands of people are already underwater on their low deposit homeloans, and households just generally struggling to keep up with the cost of everything else let alone owning a home.

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