How to Invest in a Bad Stock Market | Live Q&A

I used Capitalize to Rollover a 401k to an IRA. It's totally free and very easy to use: https://robberger.com/go/capitalize/yt-liveqa

Get a free estimate of term life insurance in 20 seconds with Haven Life Insurance: https://robberger.com/go/haven-life/yt-liveqa

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Video Resources & Timestamps
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0:00 The show starts!
1:20 Capitalize--a free tool to help with 401k Rollovers https://robberger.com/go/capitalize/yt-liveqa
6:35 Haven Life Insurance--https://robberger.com/go/haven-life/yt-liveqa
8:35 An update on the 4% Rule
11:20 Retirement withdrawal guardrails
14:05 3-fund vs 6-fund portfolio
20:45 Should current affairs affect rebalancing
21:54 Should recent performance of an asset class affect asset allocation
26:12 How to get the most out of a Roth IRA
28:40 Set aside cash to buy the dips?
31:00 Is standard deduction relevant to IRA withdrawals?
32:15 Roth conversions
35:55 How weather a bad market
39:18 VSIAX va FISVX
46:45 401k Rollover to a Roth IRA
49:55 Why have multiple brokers
51:45 Should politics affect our investing
56:48 Tax Gain Harvesting
1:01:34 How to start investing at age 69
1:05:41 Investment Tracking Spreadsheet
1:07:52 Emerging Market fund with high expense ratio
1:09:50 Personal Capital Retirement Planner
1:13:36 S&P 500 or something else?
1:15:56 Potential USA political-instability/civil-strife effect on markets
1:19:06 Tax cuts, increased spending, deficits and debt
1:20:45 Making your own way & Rob's teenage jobs
1:21:37 Small cap Value vs. S&P 500 (long term) performance
1:24:08 Managing gains/taxes in taxable accounts
1:26:48 Reconstructing cost-basis on appreciated stock, without documentation
1:29:23 Is "adjusting for current events" market timing?
1:29:30 Investing newsletters; Comparing International (growth) funds
1:35:31 Seth Klarman's "Margin of Safety" book
1:37:09 Robert Hagstrom's "The Warren Buffett Way" book
1:37:47 Cash-out re-fi, when moving in 3-5 years
1:38:26 Rental property investments and portfolio percentages
1:42:04 Withdrawal strategies in retirement and social security
1:44:53 Mapping withdrawal strategies with OnTrajectory
1:45:40 VSIAX vs. VBR; are they the same?
1:47:49 Comparing overlap amongst funds - is there a tool?
1:50:29 Senior rate floating notes
1:50:40 What is factor investing?
1:52:00 Tax consequences of Small cap vs. Large cap
1:53:04 Plans for a second (recurring) Live Q&A session
1:53:41 Transitioning away from manager to ETFs
1:54:16 Compliment for Rob
1:54:27 Dividend-paying ETFs in a (taxable) brokerage account?
1:56:45 Changing from 100% stocks to 90/10 at age 21 - which bond fund to add?
2:01:07 Small cap Value investing in India - "The Dhandho Investor" by Mohnish Pabrai
2:02:35 Wrap-up: occasional second show, likely Monday evenings
2:03:53 Please subscribe to the Newsletter
2:04:50 Have you checked out Wordle?

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Investing Tools
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My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B
Personal Capital (Investment Tracking, Retirement Planning): https://robberger.com/go/personal-capital/yt-liveqa
New Retirement (Retirement Planner): https://robberger.com/go/new-retirement/yt-
Stock Rover: https://robberger.com/go/stock-rover/yt-liveqa
M1 Finance $30 Bonus (IRA & Taxable Accounts): https://robberger.com/go/m1finance-bonus/yt-liveqa

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Popular Videos
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1️⃣ How to Create a 3-Fund Portfolio: https://www.youtube.com/watch?v=kmw8OpGp2rM
2️⃣ How I Manage 28 Accounts in One App: https://www.youtube.com/watch?v=cQk6EQk3iGg
3️⃣ 7-Step Financial Checkup: https://www.youtube.com/watch?v=mNWGWxKzKTY

#retirement #investing #robberger

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.