Here's How I Knew I Had Enough to Retire

Most investors know how to grow wealth; knowing when you have enough to retire and shift to wealth protection is more difficult. Transitioning incorrectly is risky: derisk too soon and you could sacrifice growth, too late and you risk permanent damage from a bad sequence of returns. This video details the exact framework I used to calculate my version of “enough”, including spending models, worst-case stress testing, and multi-tool validation. This process is crucial if you are near financial independence.

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The Following Data Sources Help Me Create My Videos
(These links provide new users with a special offer and may also provide me with a small commission)
✔️ Stockopedia - New users get a special 25% discount on any annual plan if they use this link http://stk.pe/pensioncraft or enter our promo code 'PC25' at the checkout.
✔️ ShareScope & Sharescope Pro - special discount offers are available for PensionCraft viewers who use this link https://www.sharescope.co.uk/pensioncraftsp
✔️Bondfish provides bond market data, analytics, and broker availability. New users get a special 20% discount on the Premium plan when they use the promo code PENSIONCRAFT at https://bondfish.com/pensioncraft

Timestamps
00:00 Introduction
00:47 What "Enough" Actually Means
03:51 Step 1 - Define Spending
06:28 Step 2 - Stress Testing
10:10 Why 60 40 Specifically
12:20 Just Another Year Syndrome
13:23 Process Over Portfolio

Where Else You Can Find Me
🌐 Website - https://pensioncraft.com/
📱 Twitter - https://twitter.com/PensionCraft
👨 Facebook - https://www.facebook.com/pensioncraft/
🔗 LinkedIn - https://www.linkedin.com/company/pensioncraft

Take A Look At Some Of My Other Videos
📹 Investment For Beginners playlist
https://www.youtube.com/playlist?list=PLlqeAQqQK7TcG9QNlRJ_QjI8iX_q_I8jo
📹 Investing For Retirement playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TcWFuRd51gkPyAGleZRvGcN
📹Investing With Vanguard playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TfMV4S_51E_zmbMio4UNBtM
📹 Portfolio Building Blocks playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TdRdp-hLnL5oxsaRjJZVSyn

DISCLAIMER
All information is given for educational purposes and is not financial advice. Ramin does not provide recommendations and is not responsible for investment actions taken by viewers. Figures that are quoted refer to the past and past performance is not a reliable indicator of future results.

If you need financial advice, Unbiased, the UK’s leading online directory of financial advisers, can connect you to an Independent financial advisor for free. Additionally if you use our link to register with Unbiased, your first consultation with a financial adviser is free. https://imp.i337888.net/c/4012142/1936845/11746 (This link provides you with a special offer and we will also earn a small commission)