Money Market Funds: How Safe Are They?

Most UK investors treat money market funds as boring and safe — but how safe are they really? Using a live energy shock as a stress test, Ramin examines how CSH2 actually works under the hood, what the LVNAV regulatory framework does and doesn't protect you against, and exactly what FSCS covers when things go wrong.

When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. This information is not investment advice. Do your own research. Other fees may apply.

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Timestamps
00:00 Introduction
01:10 FSCS Myth Busting
02:53 UCITS Asset Safeguards
03:37 Physical Fund Mechanics
06:39 Comparing Key Risks
07:41 March 2026 Stress Test
12:19 March 2020 Liquidity Crunch
13:12 Four Checks For Investors
12:57 Fund Options And Choosing

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Take A Look At Some Of My Other Videos
📹 Investment For Beginners playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TcG9QNlRJ_QjI8iX_q_I8jo
📹 Investing For Retirement playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TcWFuRd51gkPyAGleZRvGcN
📹Investing With Vanguard playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TfMV4S_51E_zmbMio4UNBtM
📹 Portfolio Building Blocks playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TdRdp-hLnL5oxsaRjJZVSyn

DISCLAIMER
All information is given for educational purposes and is not financial advice. Ramin does not provide recommendations and is not responsible for investment actions taken by viewers. Figures that are quoted refer to the past and past performance is not a reliable indicator of future results.

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