Two Ways to Handle a Market Drop in Retirement (FQF)
Rob Berger 20:19
30,084 views · 1,044 likes Watch on YouTube ↗
In today's Five Question Friday (FQF) video, we cover these questions:
1. How important is rebalancing once you're retired?
2. Compare TIP, STIP, and ICPI short-term TIPS funds
3. Laddered Bond ETFs
4. Funds in ROTH IRA
5. How do brokerage firms offering commission-free trades make money?
Resources From Video
Kitces — Bucket Strategies vs Total Return Rebalancing for Sequence Risk
https://www.kitces.com/blog/managing-sequence-of-return-risk-with-bucket-strategies-vs-a-total-return-rebalancing-approach/
iShares TIP fund page
https://www.ishares.com/us/products/239467/ishares-tips-bond-etf
iShares STIP fund page
https://www.ishares.com/us/products/239450/ishares-05-year-tips-bond-etf
iShares ICPI fund page
https://www.ishares.com/us/products/347171/ishares-0-1-year-tips-bond-etf
Vanguard investor overview of the suite
https://investor.vanguard.com/investor-resources-education/news/vanguards-new-target-maturity-corporate-bond-etf-suite
iShares iBonds product hub
https://www.blackrock.com/us/financial-professionals/investments/products/ibonds
Invesco BulletShares
https://www.invesco.com/us/en/solutions/invesco-etfs/bulletshares-fixed-income-etfs.html
VSVNX fund page on Vanguard
https://investor.vanguard.com/investment-products/mutual-funds/profile/vsvnx
*Join the Newsletter. It's Free:*
https://robberger.com/newsletter/?utm_source=Rob+Berger&utm_medium=ATF+Link&utm_campaign=Newsletter&utm_id=YouTube
*Financial tools I use:*
*I track all of my investments, performance, fees, and asset allocation with Empower. It's Free:*
https://go.robberger.com/empower/yt-
*I use Monarch Money to manage our budget:* https://go.robberger.com/monarch-yt/yt-desc
*My retirement plan comes from Boldin, the most robust retirement planner available at a reasonable cost:*
https://go.robberger.com/boldin/yt-
*I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free:*
https://go.robberger.com/capitalize/yt-
*My Book (Retire Before Mom and Dad):*
https://amzn.to/4d9qbhA
#retirement #investing #robberger
0:00 Intro
0:47 How important is rebalancing once you're retired?
3:45 Compare TIP, STIP, and ICPI short-term TIPS funds
9:00 Laddered Bond ETFs
12:49 Funds in ROTH IRA
15:42 How do brokerage firms offering commission-free trades make money?
ABOUT ME
While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel.
I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)
LET'S CONNECT
Youtube: https://www.youtube.com/channel/UC9C17-OMxa-7oRSaCtztObw?sub_confirmation=1
Facebook: https://www.facebook.com/financialfreedomguy/
Twitter: https://twitter.com/Robert_A_Berger
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.
*Disclosure*: Some of the links in this description are from partners who compensate us. This means — at no extra cost to you — I may earn money if you click and sign up for a product or open an account. This creates a financial relationship that may influence my recommendations, but I only recommend products and services I believe in and would recommend to my own mom. Advertisers have no control over my content. Read the full advertiser disclosure here: https://robberger.com/how-we-make-money/
1. How important is rebalancing once you're retired?
2. Compare TIP, STIP, and ICPI short-term TIPS funds
3. Laddered Bond ETFs
4. Funds in ROTH IRA
5. How do brokerage firms offering commission-free trades make money?
Resources From Video
Kitces — Bucket Strategies vs Total Return Rebalancing for Sequence Risk
https://www.kitces.com/blog/managing-sequence-of-return-risk-with-bucket-strategies-vs-a-total-return-rebalancing-approach/
iShares TIP fund page
https://www.ishares.com/us/products/239467/ishares-tips-bond-etf
iShares STIP fund page
https://www.ishares.com/us/products/239450/ishares-05-year-tips-bond-etf
iShares ICPI fund page
https://www.ishares.com/us/products/347171/ishares-0-1-year-tips-bond-etf
Vanguard investor overview of the suite
https://investor.vanguard.com/investor-resources-education/news/vanguards-new-target-maturity-corporate-bond-etf-suite
iShares iBonds product hub
https://www.blackrock.com/us/financial-professionals/investments/products/ibonds
Invesco BulletShares
https://www.invesco.com/us/en/solutions/invesco-etfs/bulletshares-fixed-income-etfs.html
VSVNX fund page on Vanguard
https://investor.vanguard.com/investment-products/mutual-funds/profile/vsvnx
*Join the Newsletter. It's Free:*
https://robberger.com/newsletter/?utm_source=Rob+Berger&utm_medium=ATF+Link&utm_campaign=Newsletter&utm_id=YouTube
*Financial tools I use:*
*I track all of my investments, performance, fees, and asset allocation with Empower. It's Free:*
https://go.robberger.com/empower/yt-
*I use Monarch Money to manage our budget:* https://go.robberger.com/monarch-yt/yt-desc
*My retirement plan comes from Boldin, the most robust retirement planner available at a reasonable cost:*
https://go.robberger.com/boldin/yt-
*I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free:*
https://go.robberger.com/capitalize/yt-
*My Book (Retire Before Mom and Dad):*
https://amzn.to/4d9qbhA
#retirement #investing #robberger
0:00 Intro
0:47 How important is rebalancing once you're retired?
3:45 Compare TIP, STIP, and ICPI short-term TIPS funds
9:00 Laddered Bond ETFs
12:49 Funds in ROTH IRA
15:42 How do brokerage firms offering commission-free trades make money?
ABOUT ME
While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel.
I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)
LET'S CONNECT
Youtube: https://www.youtube.com/channel/UC9C17-OMxa-7oRSaCtztObw?sub_confirmation=1
Facebook: https://www.facebook.com/financialfreedomguy/
Twitter: https://twitter.com/Robert_A_Berger
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.
*Disclosure*: Some of the links in this description are from partners who compensate us. This means — at no extra cost to you — I may earn money if you click and sign up for a product or open an account. This creates a financial relationship that may influence my recommendations, but I only recommend products and services I believe in and would recommend to my own mom. Advertisers have no control over my content. Read the full advertiser disclosure here: https://robberger.com/how-we-make-money/
Category (YouTube): Education
Playback is via YouTube's official embedded player. Data from YouTube; Exumo is not affiliated with YouTube.