Retirement Planning Session | Live

*Join the Newsletter. It's Free:*
https://robberger.com/newsletter/?utm_source=Rob+Berger&utm_medium=ATF+Link&utm_campaign=Newsletter&utm_id=YouTube

*Financial tools I use:*

*I track all of my investments, performance, fees, and asset allocation with Empower. It's Free:*
https://go.robberger.com/empower/yt-

*I use Monarch Money to manage our budget:* https://go.robberger.com/monarch-yt/yt-desc

*My retirement plan comes from Boldin, the most robust retirement planner available at a reasonable cost:*
https://go.robberger.com/boldin/yt-

*I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free:*
https://go.robberger.com/capitalize/yt-

*My Book (Retire Before Mom and Dad):*
https://amzn.to/4d9qbhA

#retirement #investing #robberger

0:00 Intro
4:08 ProjectionLab
13:01 Deciding what to sell
18:28 Empower
24:10 ProjectionLab heirs tax rate
25:25 Portfolio Visualizer optimization tab
27:43 VWIAX
28:19 Roth Conversion planning
29:44 Investing aggressively without COLA?
34:48 ProjectionLab SSDI benefits
36:51 Mega Backdoor Roth
39:50 Roth or Brokerage account?
42:18 Fitness for Seniors
50:00 Unexpected Capital Gains
50:54 30-year TIPS Ladder in Boldin
56:38 Exceeding ACA income limit
58:40 Leveraged index ETFs for long-term investing
59:42 Is 70/30 too conservative at 42?
1:01:36 Empower/Index funds
1:05:38 Going years between withdrawals
1:12:13 ProjectionLab/Asset Allocation/Rebalancing
1:18:20 Risk-based guardrails tool
1:20:40 Target date fund vs Bucket Strategy
1:23:10 Roth Conversions effect on Medicare
1:26:22 Origin
1:27:43 Protecting your retirement portfolio from a lawsuit
1:28:39 ProjectionLab pension and lump sum options
1:31:16 Announcements

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

LET'S CONNECT

Youtube: https://www.youtube.com/channel/UC9C17-OMxa-7oRSaCtztObw?sub_confirmation=1

Facebook: https://www.facebook.com/financialfreedomguy/

Twitter: https://twitter.com/Robert_A_Berger

DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

*Disclosure*: Some of the links in this description are from partners who compensate us. This means — at no extra cost to you — I may earn money if you click and sign up for a product or open an account. This creates a financial relationship that may influence my recommendations, but I only recommend products and services I believe in and would recommend to my own mom. Advertisers have no control over my content. Read the full advertiser disclosure here: https://robberger.com/how-we-make-money/