The Dave Ramsey Portfolio vs Low Cost Index Funds [Live Q&A]

Dave Ramsey is perhaps best known for his baby steps and helping countless people get out of debt. Among low cost index fund investors, he's also known as recommending expensive mutual funds with front loaded sales charges. While fees are important, what matters even more is after-fee returns. And that raises an important question--

Does Dave Ramsey's approach to investing outperform a portfolio of low cost index funds?

In this video, we'll look at American Funds, which appear to be Dave's fund family of choice. We'll compare their returns with low cost index funds over the past several decades to see which one comes out on top.

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Video Resources
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Capital Group Mutual Funds: https://www.capitalgroup.com/individual/what-we-offer/mutual-funds.html
Dave Ramsey's Investment Philosophy: https://www.ramseysolutions.com/retirement/daves-investing-philosophy

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Axos Bank (High Yield Savings): https://www.allcards.com/go/axos-savings/yt-
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Popular Videos
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1️⃣ How to Create a 3-Fund Portfolio: https://www.youtube.com/watch?v=kmw8OpGp2rM
2️⃣ How I Manage 28 Accounts in One App: https://www.youtube.com/watch?v=cQk6EQk3iGg
3️⃣ 7-Step Financial Checkup: https://www.youtube.com/watch?v=mNWGWxKzKTY

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ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

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