How The Same Portfolio Can Be Riskier For Me Than For You | Live Q&A

We'll start tonight by discussing how to think about the risk of investing. Then I'll answer your questions.

0:00 - Intro
2:01 - How the Same Portfolio Can Be Riskier For Me Than For You
15:12 - FXNAX & FBNDX
19:20 - What takes priority in a tax bracket?
22:33 - Gifting stock to children and dealing with taxes
23:16 - QCD
23:57 - Using a monthly withdrawal strategy to rebalance
25:14 - 3-5 index funds or stick with a CFP?
28:01 - Poll
32:43 - IRS and contribution limits
35:09 - Restarting the 4% Rule
41:02 - BND vs a CD
47:17 - MS Risk Rating
48:31 - Winding down a brokerage investment with massive capital gains
51:56 - 401K and can no longer contribute to it
54:35 - Living Off Your Money book by McClung
57:37 - My trainer
1:00:18 - SMVSX
1:02:38 - Bonds
1:05:46 - New Poll
1:06:40 - LCV exposure
1:10:05 - Pension vs Lump Sum/Retail Annuity
1:14:09 - VXNAX
1:18:33 - Treasury fund vs Treasury bond
1:27:50 - How was FinCon?
1:30:43 - Powerful question
1:33:08 - Announcements

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ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.