We asked 1,000 millionaires how they got rich. Here’s what they said. (2026 Edition)

What do real millionaires actually do with their money? We surveyed 1,000 millionaire households to uncover the habits, savings rates, investing behaviors, home-buying decisions, debt strategies, and wealth-building mindset that helped them achieve financial independence. From net worth and income data to student loans, car purchases, emergency funds, and the Financial Order of Operations, discover the surprising lessons wealthy Americans used to build lasting wealth—and how you can apply them to your own financial journey.

Timestamps
00:00:00 Introduction: What 1,000 Millionaires Revealed
00:00:37 Millionaire Net Worth & Income Statistics
00:03:31 Education, Student Loans & Career Choices
00:09:03 The Savings Rates That Build Wealth
00:11:48 Cars, Homes & Major Purchase Decisions
00:19:32 The Financial Order of Operations in Real Life
00:23:59 When Millionaires Got Serious About Money
00:27:17 Self-Made Millionaires, Inheritance & Wealth Mindset
00:29:08 Why Optimism Matters for Building Wealth
00:30:17 The Abundance Cycle & Final Takeaways

🔗 Inside the Life of a Money Guy Millionaire → https://moneyguy.com/resource/inside-the-life-of-a-money-guy-millionaire/
🔗 Net Worth Template → https://moneyguy.com/resource/net-worth-template/
🔗 How Much Should You Save? → https://moneyguy.com/resource/how-much-to-save/
🔗 Wealth Multiplier By Age → https://moneyguy.com/resource/wealth-multiplier-by-age/
🔗 Financial Order of Operations → https://moneyguy.com/resource/financial-order-of-operations/

🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future.

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