How Long Should You Plan to Live? Live Q&A

In tonight's live Q&A, we'll begin by discussing how long we should plan to live when it comes to retirement planning. Then I'll respond to your questions. Tonight's sponsor--New Retirement: https://go.robberger.com/new-retirement/yt-liveqa

Retirement Tools I Use:

Empower (Investment Tracking, Retirement Planning): https://go.robberger.com/personal-capital/yt-def
New Retirement (Retirement Planner): https://go.robberger.com/new-retirement/yt-def

0:00 - Welcome to the Financial Freedom Show!
0:28 - How Long Should You Plan to Live?
12:34 - Life after retirement
13:58 - Estimated tax payments
14:53 - Home equity line of credit
16:24 - Go Bucks!
16:51 - Reasonable allocation
20:20 - AVGV
22:21 - Roth 5 year rules
26:25 - RMA table
28:59 - Are multiple brokerages good or bad?
29:47 - New Retirements Advisors Plan
31:06 - VBTIX
33:48 - IBond rate for November
35:24 - Where to put money besides a taxable account
41:06 - My cabinets
41:41 - 5-10% of bond allocation in 20 year treasuries
44:03 - Why do you expect to not live long?
47:18 - New Retirement
49:25 - Solo Fidfolio
51:46 - Social Security as bonds in portfolio
55:29 - Perpetual withdrawal rate
58:23 - Basing life expectancy
1:00:25 - Agency bonds
1:03:25 - Increasing your annual withdrawal amount
1:04:53 - Roth conversions
1:05:40 - Annuities
1:08:33 - Selling the house to fund 403(B)
1:10:51 - Die With Zero
1:12:11 - Leveraged etf's
1:13:39 - New Retirement modeling an existing stretch IRA
1:14:52 - Diversifying bonds
1:15:44 - Dr. Pfau's RISA
1:20:41 - Gold
1:26:33 - How to be tax smart
1:28:52 - Why do I always look to the right during the stream?
1:30:23 - Announcements
1:30:57 - Financial Freedom

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#retirement #investing #robberger

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.