How Behind Am I? (And How Do I Catch Up?)

"Is there a good way to know how much to contribute if you are behind? I’m 32y/o with about $40k invested. I make $55k/yr in gross annual income. I’m currently saving 25% between 401k & HSA (including match). I'm honestly not sure how much more I could contribute realistically, but I like to have goals to work towards."

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