7 Golden Rules of Retirement Withdrawal Strategies

Retirement withdrawal strategies are about a lot more than just the 4% rule or safe withdrawal rates. To better understand how they work and how you can apply them to your retirement, this video walks through 7 rules I follow when it comes to spending down your investments in retirement.

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Ben Felix Video: https://www.youtube.com/watch?v=QGzgsSXdPjo
Rising Equity Glide Path: https://www.kitces.com/blog/should-equity-exposure-decrease-in-retirement-or-is-a-rising-equity-glidepath-actually-better/
Bond Tent: https://www.kitces.com/blog/managing-portfolio-size-effect-with-bond-tent-in-retirement-red-zone/
My Bucket Strategy Video: https://www.youtube.com/watch?v=gVYThVn5gQA
Can I Retire Yet Article: https://www.caniretireyet.com/new-research-the-best-retirement-withdrawal-strategies/
Variable Percentage Withdrawal: https://www.bogleheads.org/wiki/Variable_percentage_withdrawal

0:00 - Intro
2:05 - Withdrawal strategies are about a lot more than a SWR
8:03 - Applying any withdrawal strategy requires additional information
10:39 - There is no "best" withdrawal strategy
12:15 - Every withdrawal strategy has pros and cons
17:57 - The "best" strategy is specific to the individual
18:34 - Withdrawal strategies are just one part of a sound retirement plan
19:42 - Multiple strategies are often ideal

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ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

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