Should You Contribute to an Expensive 401(k) Plan? Live Q&A

We'll begin by considering whether investment options in a 401(k) or other workplace retirement plan can be so expensive one should avoid contributing to the plan. Then I'll answer your questions.

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0:00 - Intro
0:48 - Should You Contribute to an Expensive 401(k) Plan?
4:35 - Future videos
10:19 - SCHD reconstitution
12:41 - Increasing safe withdrawal rate
21:14 - Buffer ETF
25:24 - Claiming SS late
31:21 - Is 100% AVUV a good idea?
37:38 - Rising stock glide path on first 5-10 years of retirement
42:29 - SCHD vs other bond funds
45:28 - Inherited retirement accounts
47:41 - Asset allocation of a high earner to last 5 years
50:57 - SCHD reconstitution increase in energy stocks
59:39 - Wade Pfau study on FIAs
1:00:54 - Fund managers using AI to manage assets
1:06:20 - Zero coupon treasuries vs "normal" notes/bonds
1:09:55 - Roth IRA Calculator
1:14:24 - Moving 401k to traditional IRA
1:18:18 - Do small cap funds create their own "stop gain"?
1:20:02 - VXUS vs VTIAX
1:23:45 - Yale Endowment Strategy
1:26:28 - Does taking SS before 70 mitigate SORR?
1:29:28 - How many years of income to feel comfortable in bond allocation
1:35:17 - Financial Freedom

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ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.