Will Inflation Kill the 4% Rule | Live Q&A

Tonight we'll start with a discussion of inflation and the 4% Rule. We'll also look at the best savings rates for an emergency fund: https://www.allcards.com/best-savings-account-rates/

Then I'll answer your investing and retirement questions.

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Timestamps
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0:00 - Welcome to the Financial Freedom Show!
2:07 - Will Inflation kill the 4% Rule?
15:38 - Echo
15:54 - Long wait for in-kind transfer
17:47 - Chart history of a stock or ETF and finding the dividends
20:08 - Does BND hedge against inflation?
24:07 - Cost base on a fund
24:56 - How many ETF's should one have in their Roth?
32:16 - Having some percentage of your portfolio in cash
33:54 - This takes guts
34:45 - SEP IRA
35:26 - Capital One 360 Performance Savings is at 90 bps
36:58 - 3 star review
39:04 - Aggregate or discrete?
40:22 - Buy today or wait until Monday?
41:34 - Current PE of the stock market
44:42 - AOR fund
47:30 - Living on dividends
50:11 - Viewer's situation
52:42 - Traditional brokerage or Roth conversion
57:19 - Whole/Universal life insurance for retirement cash flow
1:00:39 - S&P 500 VFINX market cap weighted or RSP equal weighted fund
1:04:17 - Avantis funds review
1:05:40 - CPI calculations from the 70's & 80's
1:07:37 - Investing in BND
1:09:09 - REITS and Dividends funds
1:11:37 - NTSX
1:15:32 - Is VTI enough of a small cap tilt?
1:19:30 - VWUSX
1:22:54 - Pension
1:25:43 - Tax Loss Harvesting
1:28:13 - $200K and compound interest
1:29:42 - Changing target date funds to separate index funds
1:30:44 - Is an inverse ETF a good idea right now?
1:31:53 - Empower
1:33:05 - Treasury Direct and short term bills
1:39:06 - The 4% Rule
1:40:25 - Betterment's default profile
1:43:42 - Wednesday at 8am
1:44:50 - Firday video
1:45:46 - Financial Freedom0:00 - Welcome to the Financial Freedom Show!
2:07 - Will Inflation kill the 4% Rule?
15:38 - Echo
15:54 - Long wait for in-kind transfer
17:47 - Chart history of a stock or ETF and finding the dividends
20:08 - Does BND hedge against inflation?
24:07 - Cost base on a fund
24:56 - How many ETF's should one have in their Roth?
32:16 - Having some percentage of your portfolio in cash
33:54 - This takes guts
34:45 - SEP IRA
35:26 - Capital One 360 Performance Savings is at 90 bps
36:58 - 3 star review
39:04 - Aggregate or discrete?
40:22 - Buy today or wait until Monday?
41:34 - Current PE of the stock market
44:42 - AOR fund
47:30 - Living on dividends
50:11 - Viewer's situation
52:42 - Traditional brokerage or Roth conversion
57:19 - Whole/Universal life insurance for retirement cash flow
1:00:39 - S&P 500 VFINX market cap weighted or RSP equal weighted fund
1:04:17 - Avantis funds review
1:05:40 - CPI calculations from the 70's & 80's
1:07:37 - Investing in BND
1:09:09 - REITS and Dividends funds
1:11:37 - NTSX
1:15:32 - Is VTI enough of a small cap tilt?
1:19:30 - VWUSX
1:22:54 - Pension
1:25:43 - Tax Loss Harvesting
1:28:13 - $200K and compound interest
1:29:42 - Changing target date funds to separate index funds
1:30:44 - Is an inverse ETF a good idea right now?
1:31:53 - Empower
1:33:05 - Treasury Direct and short term bills
1:39:06 - The 4% Rule
1:40:25 - Betterment's default profile
1:43:42 - Wednesday at 8am
1:44:50 - Firday video
1:45:46 - Financial Freedom

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Investing Tools
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New Retirement (Retirement Planner): https://robberger.com/go/new-retirement/yt-
Stock Rover: https://robberger.com/go/stock-rover/yt-

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ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.