How to Respond to a Falling Stock Market | Live Q&A
Rob Berger 2:01:09
20,988 views · 634 likes Watch on YouTube ↗
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Video Resources & Timestamps
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0:00 - Welcome to The Financial Freedom Show
0:57 - Stable Value Funds
8:05 - The Great 4% Rule Debate rages on... (Wade Pfau article)
13:27 - UBS bought WealthFront
14:06 - How Vanguard structures their ETFs and Mutual Funds
15:33 - Stock to Bond shift in retirement distributions
18:06 - Rob is simplifying his portfolio... (capital gains concern)
20:22 - Depositing rollover checks via smartphone app
21:33 - Is a VPN necessary, or is SSL encryption on a browser sufficient?
23:05 - Where to keep $200K for a future home purchase?
24:53 - Rob's California Coast trip
25:28 - Rob reminisces about his experiences in Alaska
27:45 - Comparing 70/30 and 100 stock portfolios in retirement
33:43 - Why are high-fee managed funds still popular?
37:43 - Are there brokerages that warn customers of changes?
38:27 - Best presidential biographies?
41:50 - Individual stock assessment/indicators
44:00 - Buying stock within one year of IPO/SPAC-merger
46:01 - Bond funds for a HSA
48:59 - I Bonds and place in overall portfolio
50:34 - Mark Zoril (does a lot with ex-pats and overseas investors)
52:36 - Reserve cash for buying market dips? (Rob focuses on valuation)
55:20 - Stock prices and expiring options
56:00 - Brokerage or Tax-advantaged accounts, which first?
56:53 - Debt levels and Interest rates
57:59 - Auto-investing in taxable accounts, which assets?
58:56 - Portfolio Visualizer for UK
59:30 - Emerging Markets are "cheap?"
1:00:35 - In 22% tax bracket, are municipal bonds a good idea?
1:01:41 - Mostly in cash, is 2022 a good year to get into stocks?
1:03:26 - The askew lamp shade
1:04:22 - Capitalize rollover kudos from a viewer
1:04:31 - Will ARK funds go lower?
1:09:44 - Stock evaluation, metrics and indicators (Rob focuses on valuation)
1:11:08 - 6 fund to 3 fund portfolio? Actually...
1:12:35 - What type of account for BND?
1:13:06 - Portfolio allocation for 10 years from retirement (wants "aggressive growth")
1:14:22 - Including home value in Net Worth?
1:15:32 - Convert mutual funds to ETFs at Fidelity?
1:16:53 - Mike Piper and SSA calculator (Oblivious Investor)
1:19:23 - Ulysses Grant biography
1:20:22 - Tilting portfolio towards growth FCNTX vs. FSMEX
1:22:46 - Buying NUSI, holding for income?
1:24:55 - Funds in 410k, TRLGX vs. VCNTX
1:26:52 - Best place to park cash in an emergency fund?
1:29:15 - Investing in a falling market
1:29:39 - StableCoin in emergency fund?
1:31:22 - Limited international options in 401(k), FSPSX?
1:32:47 - Transfer HSA without tax issue?
1:33:36 - Recently retired, what do you think of our portfolio?
1:36:53 - $6M in cash (got out of stocks in 2019), how/when to get back into the market?
1:38:06 - Good time to buy bonds?
1:39:02 - The problem with financial media and predictions
1:40:35 - Balancing portfolio with bonds
1:42:35 - Getting rid of capital gains and tax loss harvesting?
1:43:03 - Thoughts on a six ETF portfolio (BTZ, VNQ, VYM, VONV, IJR, SLYV)
1:48:11 - Thoughts on Grant's portfolio (VOO, VO, VB, VTV, VOE, VBR, Int'l)
1:52:22 - Thoughts on STIP
1:53:26 - How to save/invest a $10K work bonus?
1:54:49 - Pros and cons of tilting a portfolio towards real estate?
1:57:44 - Micro cap ETFs, IWC
1:59:07 - Health insurance in early retirement
1:59:34 - Wrap-up
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Investing Tools
————————————
My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B
Personal Capital (Investment Tracking, Retirement Planning): https://robberger.com/go/personal-capital/yt-
New Retirement (Retirement Planner): https://robberger.com/go/new-retirement/yt-
Stock Rover: https://robberger.com/go/stock-rover/yt-
M1 Finance $30 Bonus (IRA & Taxable Accounts): https://robberger.com/go/m1finance-bonus/yt-
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Popular Videos
————————————
1️⃣ How to Create a 3-Fund Portfolio: https://www.youtube.com/watch?v=kmw8OpGp2rM
2️⃣ How I Manage 28 Accounts in One App: https://www.youtube.com/watch?v=cQk6EQk3iGg
3️⃣ 7-Step Financial Checkup: https://www.youtube.com/watch?v=mNWGWxKzKTY
#retirement #investing #robberger
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
————————————
Video Resources & Timestamps
————————————
0:00 - Welcome to The Financial Freedom Show
0:57 - Stable Value Funds
8:05 - The Great 4% Rule Debate rages on... (Wade Pfau article)
13:27 - UBS bought WealthFront
14:06 - How Vanguard structures their ETFs and Mutual Funds
15:33 - Stock to Bond shift in retirement distributions
18:06 - Rob is simplifying his portfolio... (capital gains concern)
20:22 - Depositing rollover checks via smartphone app
21:33 - Is a VPN necessary, or is SSL encryption on a browser sufficient?
23:05 - Where to keep $200K for a future home purchase?
24:53 - Rob's California Coast trip
25:28 - Rob reminisces about his experiences in Alaska
27:45 - Comparing 70/30 and 100 stock portfolios in retirement
33:43 - Why are high-fee managed funds still popular?
37:43 - Are there brokerages that warn customers of changes?
38:27 - Best presidential biographies?
41:50 - Individual stock assessment/indicators
44:00 - Buying stock within one year of IPO/SPAC-merger
46:01 - Bond funds for a HSA
48:59 - I Bonds and place in overall portfolio
50:34 - Mark Zoril (does a lot with ex-pats and overseas investors)
52:36 - Reserve cash for buying market dips? (Rob focuses on valuation)
55:20 - Stock prices and expiring options
56:00 - Brokerage or Tax-advantaged accounts, which first?
56:53 - Debt levels and Interest rates
57:59 - Auto-investing in taxable accounts, which assets?
58:56 - Portfolio Visualizer for UK
59:30 - Emerging Markets are "cheap?"
1:00:35 - In 22% tax bracket, are municipal bonds a good idea?
1:01:41 - Mostly in cash, is 2022 a good year to get into stocks?
1:03:26 - The askew lamp shade
1:04:22 - Capitalize rollover kudos from a viewer
1:04:31 - Will ARK funds go lower?
1:09:44 - Stock evaluation, metrics and indicators (Rob focuses on valuation)
1:11:08 - 6 fund to 3 fund portfolio? Actually...
1:12:35 - What type of account for BND?
1:13:06 - Portfolio allocation for 10 years from retirement (wants "aggressive growth")
1:14:22 - Including home value in Net Worth?
1:15:32 - Convert mutual funds to ETFs at Fidelity?
1:16:53 - Mike Piper and SSA calculator (Oblivious Investor)
1:19:23 - Ulysses Grant biography
1:20:22 - Tilting portfolio towards growth FCNTX vs. FSMEX
1:22:46 - Buying NUSI, holding for income?
1:24:55 - Funds in 410k, TRLGX vs. VCNTX
1:26:52 - Best place to park cash in an emergency fund?
1:29:15 - Investing in a falling market
1:29:39 - StableCoin in emergency fund?
1:31:22 - Limited international options in 401(k), FSPSX?
1:32:47 - Transfer HSA without tax issue?
1:33:36 - Recently retired, what do you think of our portfolio?
1:36:53 - $6M in cash (got out of stocks in 2019), how/when to get back into the market?
1:38:06 - Good time to buy bonds?
1:39:02 - The problem with financial media and predictions
1:40:35 - Balancing portfolio with bonds
1:42:35 - Getting rid of capital gains and tax loss harvesting?
1:43:03 - Thoughts on a six ETF portfolio (BTZ, VNQ, VYM, VONV, IJR, SLYV)
1:48:11 - Thoughts on Grant's portfolio (VOO, VO, VB, VTV, VOE, VBR, Int'l)
1:52:22 - Thoughts on STIP
1:53:26 - How to save/invest a $10K work bonus?
1:54:49 - Pros and cons of tilting a portfolio towards real estate?
1:57:44 - Micro cap ETFs, IWC
1:59:07 - Health insurance in early retirement
1:59:34 - Wrap-up
————————————
Investing Tools
————————————
My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B
Personal Capital (Investment Tracking, Retirement Planning): https://robberger.com/go/personal-capital/yt-
New Retirement (Retirement Planner): https://robberger.com/go/new-retirement/yt-
Stock Rover: https://robberger.com/go/stock-rover/yt-
M1 Finance $30 Bonus (IRA & Taxable Accounts): https://robberger.com/go/m1finance-bonus/yt-
————————————
Popular Videos
————————————
1️⃣ How to Create a 3-Fund Portfolio: https://www.youtube.com/watch?v=kmw8OpGp2rM
2️⃣ How I Manage 28 Accounts in One App: https://www.youtube.com/watch?v=cQk6EQk3iGg
3️⃣ 7-Step Financial Checkup: https://www.youtube.com/watch?v=mNWGWxKzKTY
#retirement #investing #robberger
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
Category (YouTube): Education
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