Is a 100% Stock Portfolio in Retirement Best? (FQF)

In this Five Question Friday (FQF), we'll be tackling the following viewer questions:

1. Is a 100% stock portfolio the best option during retirement?
2. How does the 5-year rule on Roth conversions work?
3. Should long-term investors invest in bonds?
4. How do backdoor Roth IRA conversions work?
5. What are my favorite personal finance books to give as gifts during the holidays?

0:00 - Intro
0:51 - Is a 100% stock portfolio the best option during retirement?
7:28 - How does the 5-year rule on Roth conversions work?
11:07 - Should long-term investors invest in bonds?
13:37 - How do backdoor Roth IRA conversions work?
15:58 - What are my favorite personal finance books to give as gifts during the holidays?
18:47 - Free Safe Withdrawal Spreadsheet

Resources Mentioned in the Video:

Retire Before Mom and Dad: https://amzn.to/3OQL0DA
Psychology of Money: https://amzn.to/4gwhmPI
The Simple Path to Wealth: https://amzn.to/3VFrcGZ
The Bogleheads' Guide to Investing: https://amzn.to/4gznjvb
Market Watch article: https://www.marketwatch.com/story/100-stocks-for-retirement-a-new-study-says-dump-the-60-40-portfolio-and-target-date-funds-1dac631d
100% Stock Study: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4590406
Big ERN's response: https://earlyretirementnow.com/2024/02/12/100-percent-stocks-for-the-long-run/
Dr. Wade Pfau's article: https://www.financialplanningassociation.org/sites/default/files/2021-10/DEC10%20JFP%20Pfau%20PDF.pdf
Schwab article on 5-year rule: https://www.schwab.com/learn/story/what-to-know-about-five-year-rule-roths
SWR Toolbox: https://earlyretirementnow.com/2018/08/29/google-sheet-updates-swr-series-part-28/

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#fqf #investing #robberger

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

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