Brokered CDs vs Bank CDs | Live Q&A

Tonight we'll start by comparing brokered CDs with Bank CDs. I'll then do a review of a viewer's portfolio. Then we'll turn to your questions.

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Timestamps
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0:00 - Welcome to the Financial Freedom Show
1:12 - Inside the Yield book
1:40 - A question for you
3:16 - Brokered CDs vs Bank CDs
8:44 - Portfolio
19:34 - Another question for you
21:53 - Capital Mindset
23:05 - Set style
24:10 - 2023 IBond limits
27:28 - Jump in the stock market
29:55 - 10 months since my last video on my holdings
32:15 - 8 year old investor
34:02 - Investing credit card rewards
34:36 - Tap water or bottled water
35:48 - Holding off on rolling over 401K to new employer
38:53 - Fidelity CD Ladders
40:02 - Invest in cash or use it as a statement credit
42:34 - FXAIX vs FNCMX
44:51 - REIT/ETF recommendation
48:23 - Short duration T-Bills
49:37 - Placing an emergency fund into a prime money market account
50:54 - Long term CDs/Bonds
54:08 - T-Bill ETFs
1:01:31 - Another Poll question
1:03:16 - AG Edwards advisor
1:03:57 - Predicting future interest rates or stock market returns
1:04:54 - Vanguard Personal Advisor services
1:05:38 - Investing in International markets
1:08:34 - Buying T-Bills
1:09:25 - Best Investment Tracking Spreadsheet
1:10:49 - Emergency cash in Savings or Money Market funds
1:11:29 - 3 questions
1:14:14 - Losing money in money market funds vs T-Bills/Treasury notes
1:17:45 - Putting money in a private broker vs public broker
1:21:00 - Choosing funds with limited choices
1:22:19 - Morgan Stanley Bank
1:23:50 - Sunday Newsletter
1:26:33 - 4% returns vs 12% lifetime
1:33:10 - Brilliant Bank
1:36:41 - 60% Equities/40% Annuities portfolio
1:37:21 - Gold
1:38:06 - Things to look forward too
1:38:38 - Financial Freedom

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Investing Tools
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My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B
Personal Capital (Investment Tracking, Retirement Planning): https://robberger.com/go/personal-capital/yt-
New Retirement (Retirement Planner): https://robberger.com/go/new-retirement/yt-
Stock Rover: https://robberger.com/go/stock-rover/yt-
M1 Finance $30 Bonus (IRA & Taxable Accounts): https://robberger.com/go/m1finance-bonus/yt-

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Credit Cards & Banks
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My Favorite Credit Cards: https://www.allcards.com/best-credit-card-offers/?utm_source=YouTube&utm_medium=Video+Links&utm_campaign=Boilerplate
My Favorite Online Banks: https://www.allcards.com/best-online-banks/?utm_source=YouTube&utm_medium=Video+Links&utm_campaign=Boilerplate

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Popular Videos
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1️⃣ How to Create a 3-Fund Portfolio: https://www.youtube.com/watch?v=kmw8OpGp2rM
2️⃣ How I Manage 28 Accounts in One App: https://www.youtube.com/watch?v=cQk6EQk3iGg
3️⃣ 7-Step Financial Checkup: https://www.youtube.com/watch?v=mNWGWxKzKTY

#retirement #investing #robberger

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.