The 7 Apps & Tools I Use To Manage Our Finances | Live Q&A

Tonight I'll start by sharing the apps and tools I use to manage our finances. Then I'll answer your questions.

*Join the Newsletter. It's Free:*
https://robberger.com/newsletter/?utm_source=Rob+Berger&utm_medium=ATF+Link&utm_campaign=Newsletter&utm_id=YouTube

*Financial tools I use:*

*I track all of my investments, performance, fees, and asset allocation with Empower. It's Free:*
https://go.robberger.com/personal-capital/yt-tools

*My retirement plan comes from New Retirement, the most robust retirement planner available at a reasonable cost:*
https://go.robberger.com/new-retirement/yt-tools

Rocket Money: I've started using this tool for budgeting, and I love it: https://go.doughroller.net/rocket-money/yt-tools

*I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free:*
https://go.robberger.com/capitalize/yt-tools

*My budgeting tool of choice is Tiller. It downloads all your banking data to Excel or Google Sheets:*
https://go.robberger.com/tiller/yt-tools

*We save and invest our credit card rewards. Here are some of my favorite credit cards:*
https://www.allcards.com/best-credit-card-offers/?utm_source=YouTube&utm_medium=Video+Links&utm_campaign=tools

*My Book (Retire Before Mom and Dad):*
https://amzn.to/2MsRJ9B

Timestamps
0:00 - Welcome to the Financial Freedom Show!
1:33 - The 7 Apps & Tools I Use To Manage Our Finances
16:19 - Fractional shares
21:23 - FFNOX
24:20 - Investors abandoning TIPS
29:32 - Where to keep your cash if TBills lower
31:09 - Taking some gains off the table
32:27 - My favorite football team
33:48 - What tools will my spouse use if I pass
35:18 - Withdrawing from traditional IRA before 59 1/2
37:50 - Software for personal fund and asset research
41:10 - IShares IBonds
42:26 - CreditKarma Mint
44:06 - Capital Gains tax bracket
47:15 - Withdrawing from portfolio
50:46 - Published list of these apps
51:56 - New Retirement tutorial
53:09 - Qualified dividend tax brackets
54:29 - Havings all your funds in one place
55:41 - Return stacking funds
56:39 - Social Security income
58:20 - DODIX/PIMIX/VFSUX
1:00:08 - Well known vs lesser known funds
1:01:46 - SSA 8% annual increase
1:04:00 - Rocket Money vs Tiller
1:05:00 - Important considerations when converting a traditional to a Roth IRA
1:09:21 - iShares ITOT
1:11:32 - Small cap value
1:14:35 - Small cap investing timeline
1:17:49 - Portfolio Visualizer
1:19:31 - Empower to Slavic
1:20:06 - Right Capital
1:20:51 - Blend funds
1:21:32 - Checking the poll
1:22:20 - Vanguard Digital Advisor
1:24:08 - Capital gains and higher tax brackets
1:25:16 - Chess today
1:26:41 - SCHD
1:30:38 - Announcements
1:31:16 - Financial Freedom


#retirement #investing #robberger

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.