Renting vs. Buying a Home: The Reckoning

Canada is in the midst of what is (so far) the second-worst price decline for inflation-adjusted home prices going back to 1975.

The worst was in the 1980’s with a peak to trough decline of 31%. Today’s decline is sitting at 28% as of December 2025.

I updated my historical Canadian rent versus own analysis with 2025 data across twelve Canadian cities. The results challenge the narrative that owning a home is always a wise financial decision.
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*Renting vs. Owning a Home in Canada 2005 – 2024* https://pwlcapital.com/renting-vs-owning-a-home-in-canada-2005-2024/

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