Paying Off Your Mortgage vs Investing

Mortgage rates have surged and stayed high in the UK. For those with mortgages they are probably thinking: Should I bother with investment at all or should I just pay off my mortgage rather than invest? In this video, I examine this question, discuss how to structure the decision and show you which factors you need to consider when making it.

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Timestamps
00:00 Introduction
00:29 What's Changed?
02:23 Stock Return
07:38 Pay Off Mortgage
10:26 Invest
14:30 Breakeven
18:48 Conclusion

Where Else You Can Find Me
🎧Check out our weekly podcast "Many Happy Returns" on your podcast provider of choice https://many-happy-returns.captivate.fm/listen
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Tools I Use To Create My Videos
✔️ My primary data source is SharePad and an affiliate link for this is here https://sharescope.co.uk/pensioncraftsp (This link provides new users with a special offer and gives me a small commission)
The rest of the tools I use are free open source software:
✔️ ggplot2 package in R for my plots
✔️ RStudio to edit and run R code
✔️ OBS to record my videos and live streams
✔️ Kdenlive to edit my videos

Take A Look At Some Of My Other Videos & Playlists
📹 Investment Strategies playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7Tci3mKU21drdoRFoNmIVbDd
📹 Income Investing playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TefjPM8ZotkcoSaDavq3Mvw
📹 Investing With Vanguard playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TfMV4S_51E_zmbMio4UNBtM
📹 Portfolio Building Blocks playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TdRdp-hLnL5oxsaRjJZVSyn

DISCLAIMER
All information is given for educational purposes and is not financial advice. Ramin does not provide recommendations and is not responsible for investment actions taken by viewers. Figures that are quoted refer to the past and past performance is not a reliable indicator of future results.