How to Build a Bond Ladder

Whether you're planning for big future expenses, looking to generate reliable income, or just want to diversify your investments, a gilt ladder can be a powerful tool. Think of it like a DIY annuity, but with a twist: more control and more flexibility. In this video, I’ll show you how to build a bond ladder from scratch, how to manage it over time, and how to optimise it for cost and tax. But most importantly, I’ll explain why flexibility is the true superpower of a bond ladder — and how you can use that to your advantage.

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I Use The Following Data Sources To Help Me Create My Videos
(These links provide new users with a special offer and may also provide me with a small commission)
✔️ Stockopedia - New users get a special 25% discount on any annual plan if they use this link http://stk.pe/pensioncraft or enter our promo code 'PC25' at the checkout.
✔️ ShareScope & Sharescope Pro - special discount offers are available for PensionCraft viewers who use this link https://sharescope.co.uk/pensioncraftsp
✔️Cbonds - provides you with a high quality and comprehensive source of bond market data and up to 50% off their private investors’ dedicated plans when you use this link https://bit.ly/47nekIM

Timestamps
00:00 Introduction
00:45 Why Gilts?
04:50 Gilt Ladder
11:22 Tweaking
13:30 Ladder Maintenance
14:07 Flexibility

Where Else You Can Find Me
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Take A Look At Some Of My Other Videos
📹 Investment For Beginners playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TcG9QNlRJ_QjI8iX_q_I8jo
📹 Investing For Retirement playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TcWFuRd51gkPyAGleZRvGcN
📹Investing With Vanguard playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TfMV4S_51E_zmbMio4UNBtM
📹 Portfolio Building Blocks playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TdRdp-hLnL5oxsaRjJZVSyn

DISCLAIMER
All information is given for educational purposes and is not financial advice. Ramin does not provide recommendations and is not responsible for investment actions taken by viewers. Figures that are quoted refer to the past and past performance is not a reliable indicator of future results.

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