Boldin vs ProjectionLab vs Empower: Which Retirement Planner Is Right for You?

Which retirement planner is right for you: Empower, Boldin or ProjectionLab? In this video I walk through each one and show the key features that set them apart, so you can decide what fits your situation.

Resources mentioned in the video:

Empower (free retirement planner): https://go.robberger.com/empower/yt-boldin-vs-projectionlab-refresh
Boldin: https://go.robberger.com/boldin/yt-boldin-vs-projectionlab-refresh
ProjectionLab: https://go.robberger.com/projectionlab/yt-boldin-vs-projectionlab-refresh

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*Financial tools I use:*

*I track all of my investments, performance, fees, and asset allocation with Empower. It's Free:*
https://go.robberger.com/empower/yt-

*I use Monarch Money to manage our budget:* https://go.robberger.com/monarch-yt/yt-desc

*My retirement plan comes from Boldin, the most robust retirement planner available at a reasonable cost:*
https://go.robberger.com/boldin/yt-

*I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free:*
https://go.robberger.com/capitalize/yt-

*My Book (Retire Before Mom and Dad):*
https://amzn.to/4d9qbhA

#retirement #investing #robberger

0:00 Empower vs Boldin vs ProjectionLab
0:37 Demo accounts and affiliate disclosure
1:08 Empower: simple, and it reads your asset allocation
2:55 Empower: Social Security, spending and other income
4:09 Empower: assumptions, cash flow and scenarios
5:45 Empower: what you give up for free and simple
6:31 Boldin vs ProjectionLab: six standout features each
6:53 Boldin 1: the sidebar that walks you through your plan
8:33 Boldin 2: Ask Boldin, the built-in AI
9:55 Boldin 3: the Coach and planner score
11:57 Boldin 4: the new Investments tab
13:33 Boldin 5: detailed budgeter and estimated spending
15:54 Boldin 6: Insights (IRMAA, taxes, cash flow)
17:19 ProjectionLab 1: the timeline
18:46 ProjectionLab 2: what-if comparisons
20:04 ProjectionLab 3: tax optimization and Roth conversions
21:40 ProjectionLab 4: estate planning
22:36 ProjectionLab 5: Monte Carlo with historical returns
23:40 ProjectionLab 6: milestones
24:59 Which one is right for you?

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

*Disclosure*: Some of the links in this description are from partners who compensate us. This means — at no extra cost to you — I may earn money if you click and sign up for a product or open an account. This creates a financial relationship that may influence my recommendations, but I only recommend products and services I believe in and would recommend to my own mom. Advertisers have no control over my content. Read the full advertiser disclosure here: https://robberger.com/how-we-make-money/