He’s Stuck on the Credit Card Float in YNAB. Here’s The Way Out.

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Struggling to use YNAB while you're on the credit card float? You're not alone.

In this budget coaching session, I help a client understand and break the credit card float cycle.

We walk through his YNAB budget step by step, identify what's keeping him on the float, and build a practical plan to get off it while still using YNAB to make spending decisions.

▶️ CHAPTERS:
00:00 – Intro
02:12 – Understanding credit card payments and paydays
08:07 – Creating a custom YNAB view for cash expenses
11:09 – Why the budget keeps showing overspending
12:35 – Funding the rest of the month
21:18 – Using credit card payment money to reset the budget
22:34 – Making spending decisions with YNAB
24:25 – Planning next month's budget while on the float
29:10 – How to manage credit card spending while paying down the float
33:24 – Three action steps to get off the credit card float


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Interested in working with me?: https://mappedoutmoney.com/coaching/
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My Website: https://mappedoutmoney.com/
Podcast: https://podcasts.apple.com/us/podcast/mapped-out-money/id1503281170
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