Here’s Where Wealthy People Put Their Money (Copy Their Strategy)

Where do wealthy people actually put their money? Brian and Bo break down Federal Reserve data on how millionaires and the top 10% build wealth through stock market investing, 401(k)s, low-cost index funds, real estate, business ownership, homeownership, HSAs, and intentional spending. You’ll learn the millionaire habits and investing strategies you can apply to your own financial plan—plus why consistently investing for retirement may matter more than trying to time the market or simply looking rich. If you’re serious about building net worth, financial independence, tax-advantaged investing, and long-term wealth, these are the money habits worth understanding.

Timestamps
00:00:00 Where Do Wealthy People Put Their Money?
00:01:35 Wealthy People Buy Back Their Time
00:03:28 Why 96% of the Wealthy Own Stocks
00:05:00 The Huge Cost of Trying to Time the Market
00:07:14 Automating Your 401(k) and Investments
00:10:10 Do Wealthy People Invest in Real Estate?
00:15:28 Business Ownership and Building Wealth
00:20:27 Why 95% of the Wealthy Own Their Homes
00:24:21 The Investment Most People Overlook: Health
00:28:34 How Wealthy Investors Use HSAs
00:32:27 What Wealthy People Actually Drive
00:35:51 The 20/3/8 Rule for Buying a Car
00:37:54 How to Actually Live Like a Millionaire

🔗 How Much Should You Save? → https://moneyguy.com/resource/how-much-to-save/
🔗 Financial Order of Operations → https://moneyguy.com/guide/foo/
🔗 Ultimate Guide to Investing → https://moneyguy.com/guide/investing/
🔗 How to Know When You’re Financially Ready to Start a Business → https://moneyguy.com/guide/how-to-know-when-youre-financially-ready-to-start-a-business/
🔗 Car Affordability Calculator (20/3/8 Rule) → https://moneyguy.com/tool/car-affordability-calculator-20-3-8-rule/

🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future.

Jump start your journey with our FREE financial resources: https://moneyguy.com/resources/

Subscribe on YouTube for early access and go beyond the podcast: https://www.youtube.com/c/MoneyGuyShow?sub_confirmation=1

Connect with us on social media for more content: https://moneyguy.com/link-in-bio/

Take the relationship to the next level and become a client: https://moneyguy.com/become-a-client/

#WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom