How to Rebalance When Stocks and Bonds Are Both Down | Live Q&A

We'll start tonight's live Q&A by discussing how we should think about rebalancing when all asset classes are down. This is particularly important for those in retirement considering the bucket strategy.

Timestamps

0:00 - Welcome to the Financial Freedom Show!
0:40 - What happens when stocks and bonds are both down?
10:45 - The market today
11:10 - Kiddie tax
12:17 - Crack at Michigan in my Forbes article
13:34 - Covered call ETFs
20:36 - The Intelligent Investor book
22:02 - Vanguard's partnership with American Express
24:01 - Is BND cheap?
25:22 - Investing in Real Estate/Crowdfunding
26:48 - Interest rates on a mortgage
28:49 - Opportunistic rebalancing
30:03 - VGI, ITOT, & SCHB tracking different underlying indexes
31:37 - Starting a taxable account
32:39 - Allocating money per person in a family looking for early retirement
35:11 - One year of expenses in IBonds
36:26 - Difference between Bank Cds & Brokered Cds
38:55 - G fund
39:59 - Planning on health care expenses in early retirement
42:39 - Self managed brokerage account
45:57 - Equities and bonds
48:01 - Buying the dip
48:45 - Investing in Crypto
50:49 - Buying stocks when down
52:18 - Elon Musk buying Twitter
56:44 - Is Real Estate a good inflation hedge?
57:20 - Brokered Cds answered
57:54 - Using a taxable brokerage account in an account currently being used for a third of your living expenses
59:50 - SoFi stock
1:05:42 - Speaking at a funeral
1:06:59 - Allocating to Crypto
1:07:16 - Traditional treasuries in a bond portfolio to reduce volatility
1:10:16 - What President am I currently reading about?
1:11:49 - Book reviews on YouTube live??
1:12:36 - 3 fund portfolio vs Dave Ramsey's 12% funds
1:14:11 - The Psychology of Money book
1:14:56 - VWO
1:16:49 - Covered call on individual stocks
1:18:58 - Accounts & taxes
1:20:26 - Vanguards recent actions
1:21:44 - Changing advisors without a taxable event
1:22:46 - ITOT vs FSKAX
1:25:58 - Growing fat as a tick
1:27:08 - Vanguard Amex deal
1:28:53 - Depositing 60K into Roth IRA
1:30:03 - Triggering the Wash Sell Rule
1:32:29 - Video on the Big Blue Book
1:33:22 - Backdoor Roth
1:34:28 - The Bogleheads Conference 2022
1:35:42 - Booting Buffet out
1:38:56 - Financial Freedom

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Investing Tools
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Credit Cards & Banks
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Popular Videos
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1️⃣ How to Create a 3-Fund Portfolio: https://www.youtube.com/watch?v=kmw8OpGp2rM
2️⃣ How I Manage 28 Accounts in One App: https://www.youtube.com/watch?v=cQk6EQk3iGg
3️⃣ 7-Step Financial Checkup: https://www.youtube.com/watch?v=mNWGWxKzKTY

#investing #retirement #robberger

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

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