If You're Using a Credit Card to Cover Overspending, Watch This

Download the Money Story Roadmap Here: https://nick.kit.com/roadmap
Work with me here: https://mappedoutmoney.com/coaching
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Bambi has tried YNAB multiple times, but she repeatedly gets overwhelmed and stops using it.

In this 1:1 coaching session, we simplify her entire budget, rethink her credit card habits, set realistic spending targets, and build a simple daily routine she can actually stick with. We also work through travel, debt, and the mindset shift from checking the bank balance to letting the budget guide her decisions.

▶️ CHAPTERS:
0:00 Intro
2:58 Starting fresh in YNAB
9:14 Breaking the credit card habit
11:27 Simplifying her budget categories
18:06 Setting realistic spending targets
44:35 The moment of truth: budget vs. income
49:21 Using a HELOC to pay off credit cards?
54:34 The simple daily YNAB routine
1:04:39 How to budget each payday
1:09:40 “Can I actually afford this?”
1:14:54 Bambi’s homework & next steps

Use My YNAB Affiliate Link for a free month: https://mappedoutmoney.com/ynab

Interested in working with me?: https://mappedoutmoney.com/coaching/
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My Website: https://mappedoutmoney.com/
Podcast: https://podcasts.apple.com/us/podcast/mapped-out-money/id1503281170
Twitter: https://twitter.com/nickdtrue