How I’d Invest a 401k Rollover Today

A viewer named Amy asked me the following question about investing a 401(k) rollover: What specific funds would you recommend for NEWLY RETIRED individuals (about to roll over their 401K to an IRA) who are clients at FIDELITY?

In this video, I'll answer Amy's question with several suggestions of both mutual funds and ETFs you might want to consider for your retirement portfolio.

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Resources Mentioned in Video

Fidelity ZERO funds: https://www.fidelity.com/mutual-funds/investing-ideas/index-funds
Testfolio: https://testfol.io/
Fidelity Freedom Index Funds: https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/SHDOCS/FDKLX/hosts/sh_comm_pmqa.002216.RETAIL_pdf.pdf
Bogleheads 3-Fund Portfolio: https://www.bogleheads.org/wiki/Three-fund_portfolio
Vanguard LifeStrategy Funds: https://investor.vanguard.com/investment-products/mutual-funds/life-strategy-funds
iShares Core Allocation Funds: https://www.ishares.com/us/literature/product-brief/ishares-core-esg-allocation-brief.pdf

0:00 - Intro
3:53 - Fidelity ZERO Funds
7:51 - Fees
9:40 - Fidelity Freedom Index Funds
12:48 - Life Strategy Funds/iShares
15:16 - Low-Cost Index Funds/Simplicity

*Financial tools I use:*

*I track all of my investments, performance, fees, and asset allocation with Empower. It's Free:*
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*My retirement plan comes from New Retirement, the most robust retirement planner available at a reasonable cost:*
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*I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free:*
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*My budgeting tool of choice is Tiller. It downloads all your banking data to Excel or Google Sheets:*
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ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.