How I Would Invest £10k, £100k & £1m & What Changes

If your investments have grown from £10,000 to £100,000, or you're on your way to £1 million, you've probably wondered whether you should be doing something differently now. And it matters: on a million pounds, the way you're charged can leave you about half a million pounds worse off after 20 years. In this video we look at whether you need a different platform or an adviser as your pot grows, where the money goes once your tax-free allowances are full, and whether it's safe above the compensation limit. I'll also share what I'd do with each of these three pots.

Use the code PENSIONCRAFT to get between £10 and £100 in a fractional share or ETF in your General Investment Account. See full T&Cs at https://lightyear.com/pensioncraft. Capital at risk. Gilt prices move as interest rates change. Timing and rates affect returns; you may get back less than invested. This is not tax advice. Tax treatment depends on your personal circumstances and may change in future. Get advice if you’re unsure. Available in the UK only.

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Timestamps
00:00 Introduction
00:37 Risk Horizon Basics
02:19 Tax Wrappers Order
06:32 Platform Fees Scale
08:36 Advisor Fees Value
10:35 If Your Broker Fails
12:25 Selling Large Positions
13:39 Big Numbers Psychology
15:34 What I'd Do Each Pot
16:34 Wrap Up Question

WATCH NEXT
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DATA SOURCES I USE (these links give new users a special offer and may earn me a small commission)
✔️ Stockopedia: 25% off any annual plan with code PC25 http://stk.pe/pensioncraft
✔️ ShareScope & ShareScope Pro: special discount for PensionCraft viewers https://www.sharescope.co.uk/pensioncraftsp

AFFILIATE PARTNERS (these links may give you a special offer and may earn me a small commission)
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DISCLAIMER
All information is given for educational purposes and is not financial advice. Ramin does not provide recommendations and is not responsible for investment actions taken by viewers. Figures that are quoted refer to the past and past performance is not a reliable indicator of future results.

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