Live Q&A w/ Co-Host Karsten Jeske (aka Big ERN)

Tonight, I'm joined by none other than Karsten Jeske, aka Big ERN of Early Retirement Now. Together, we'll answer your questions about investing and retirement.

0:00 - Intro
3:17 - Withdrawal rates in recent years
8:31 - Feelings on asset allocation
13:20 - Tilting a portfolio towards small cap value
21:00 - Securing an investment account
24:03 - Rebalancing an inherited portfolio
28:08 - Cape 1 vs Cape 2
38:09 - Spending down in a bad year
46:00 - Shifting from domestic to international
47:18 - Safe consumption rate and safe withdrawal rate
52:05 - Is there a need for bonds in a Roth retirement portfolio?
1:00:34 - High yield bonds more equity or bond?
1:02:21 - Approaching withdrawal strategy in retirement
1:07:28 - Retirement calculators relative to safe withdrawal
1:14:16 - Boosting safe withdrawal rate in gold
1:18:59 - Passive index funds
1:22:47 - Reading books
1:24:57 - Planning for a cut to Social Security benefits
1:28:53 - Update on small cap value article
1:32:11 - Announcements

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ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013, I started the Doughroller Money Podcast, which has been downloaded millions of times.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you, I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.