Is It Okay to Pay Off a Car in 18 Months Before Funding a 6-Month E-Fund?

​I recently upgraded from a jalopy to a 2022 RAV4 following the 20/3/8 rule with a loan at 6.35%. I'm saving 25% of gross with a 4.5 months' emergency fund. Is there any harm in paying off the car in 18 months before funding a 6 month e-fund?

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