Are Bonds a Terrible Investment? Live Q&A

We'll start the live stream discussing whether bonds are a bad investment. Then I'll answer your questions about retirement and investing.

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Resources & Timestamps
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Online Banks: https://www.allcards.com/best-online-banks/
Savings Accounts: https://www.allcards.com/best-savings-account-rates/
CDs: https://www.allcards.com/best-cd-rates/
Bulletshares: https://www.invesco.com/us/en/solutions/invesco-etfs/bulletshares-fixed-income-etfs.html
I Bonds: https://www.treasurydirect.gov/indiv/research/indepth/ibonds/res_ibonds.htm

0:00 - Welcome to the Financial Freedom Show!
1:58 - Bonds
5:50 - 2 comments on bonds
9:26 - When to change your asset allocation
15:52 - Is it wrong to love bonds?
16:50 - NTSX
22:51 - Efficient Market Theory
26:08 - Fidelity International funds in a taxable brokerage
28:55 - Reinvest dividends or spend them?
30:38 - VXUS
32:10 - Let's go to 100K subscribers!
33:02 - Thoughts on secure act 2.0
36:11 - Investing for children
39:22 - Having only 10% on BND, and the rest in Total Stock Market
43:33 - Using short-term bond index in a quickly rising interest rate environment
46:07 - Books on the psychology of investing
47:15 - QYLD
53:30 - VWO vs VXUS for foreign stock fund
55:45 - Utility stocks instead of bonds
58:56 - Adding VTEB to my 5 fund portfolio
1:01:04 - Seasonal investing
1:02:18 - 30 year old in retirement/am I set?
1:04:11 - Buying bond directly
1:08:05 - The Schwab Intelligent portfolio
1:10:08 - 80/20 & 60/40
1:11:22 - Is there a maximum number of years in expenses in FI one should have?
1:12:51 - BND vs VTEB
1:13:19 - Moving HSA money yourself to Fidelity, or letting the Fidelity transfer team do it?
1:15:30 - Living in a cheaper country on my dividends
1:17:48 - Defining an investment
1:19:12 - Total Stock Market & small cap value that beat Vanguard ETF
1:24:49 - Bonds are more of a "tradition"
1:26:05 - Long term treasuries
1:26:47 - How tax efficient are AOR & SCHD?
1:29:19 - FCTFX vs PRXCX
1:32:17 - Individual stocks or Berkshire Hathaway M1 Pie?
1:37:26 - 51K subscribers!
1:37:47 - Newsletter
1:38:40 - More videos this week
1:38:57 - One more thing!
1:40:09 - Financial Freedom

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Investing Tools
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My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B
Personal Capital (Investment Tracking, Retirement Planning): https://robberger.com/go/personal-capital/yt-
New Retirement (Retirement Planner): https://robberger.com/go/new-retirement/yt-
Stock Rover: https://robberger.com/go/stock-rover/yt-
M1 Finance $30 Bonus (IRA & Taxable Accounts): https://robberger.com/go/m1finance-bonus/yt-

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Credit Cards & Banks
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Wells Fargo Active Cash (Cash Back): https://www.allcards.com/go/wf-active-cash/yt-
Chase Sapphire Preferred (Travel): https://www.allcards.com/go/sapphire-preferred/yt-
U.S. Bank Visa Platinum (0%): https://www.allcards.com/go/usbank-visa-platinum/yt-
Axos Bank (High Yield Savings): https://www.allcards.com/go/axos-savings/yt-
OnJuno (free checking): https://www.allcards.com/go/onjuno/yt-

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Popular Videos
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1️⃣ How to Create a 3-Fund Portfolio: https://www.youtube.com/watch?v=kmw8OpGp2rM
2️⃣ How I Manage 28 Accounts in One App: https://www.youtube.com/watch?v=cQk6EQk3iGg
3️⃣ 7-Step Financial Checkup: https://www.youtube.com/watch?v=mNWGWxKzKTY

#retirement #investing #robberger

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.