9 Health Insurance Options for Early Retirement

For those who retire before 65, they must cover their health insurance until they qualify for Medicare. That's exactly the situation my wife and I are in. So I put together 9 options to consider if you are an early retiree.

Here are links to the sources I referenced in the video:

https://www.kff.org/medicare/issue-brief/retiree-health-benefits-going-going-nearly-gone/
https://www.dol.gov/agencies/ebsa/laws-and-regulations/laws/cobra
https://www.cms.gov/CCIIO/Programs-and-Initiatives/Other-Insurance-Protections/cobra_qna
https://www.healthcare.gov/lower-costs/
https://finder.healthcare.gov/
https://www.thepennyhoarder.com/make-money/side-gigs/part-time-jobs-with-health-insurance/
https://www.mass.gov/news/what-you-should-know-about-health-care-sharing-ministries-discount-plans-and-risk-sharing-plans
https://www.ehealthinsurance.com/small-business-health-insurance?allid=goo28098000&sid=&s_kwcid=AL!4462!3!694877887352!b!!g!!small%20business%20health%20insurance%20comparison&gclid=CjwKCAjwx-CyBhAqEiwAeOcTdUqJt8cN_gXFZ7rJWZ09xqEPSB4e0ex89sv0qo54N8b6cR54XWXdnhoCBjUQAvD_BwE

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Timestamps

0:00 - 9 Health Insurance Options for Early Retirement
0:34 - Spouse's insurance
0:54 - Option 2
1:53 - COBRA
3:57 - Public market/Medicaid
5:54 - Plan Finder
6:32 - Part-time job with health insurance benefits
7:14 - Health care sharing plans
8:23 - eHealth insurance
9:41 - Financial Freedom

#earlyretirement #healthinsruance #robberger

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

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