They Just Put a Tax Inside Your ISA

The government has just announced major changes to how cash and money market funds can be held inside a stocks and shares ISA, coming into force from April 2027. In this video, I'll break down exactly what the new rules mean, why the Treasury says it has made these changes, and whether the logic behind them actually holds up. If you currently use your ISA to keep some money safe while you decide where to invest it, this affects you directly. Watch before you make any decisions about your ISA in 2027.

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Timestamps
00:00 Introduction
00:39 What changes in 2027
01:11 Money market funds targeted
01:51 Why the Treasury did it
02:23 Why it’s a mistake
03:13 Easy ways around it
04:21 22% charge and pitfalls
06:12 Real fix for UK investing
06:53 What I’m doing now
07:39 Wrap up

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📹 Investing With Vanguard playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TfMV4S_51E_zmbMio4UNBtM
📹 Portfolio Building Blocks playlist https://www.youtube.com/playlist?list=PLlqeAQqQK7TdRdp-hLnL5oxsaRjJZVSyn

DISCLAIMER
All information is given for educational purposes and is not financial advice. Ramin does not provide recommendations and is not responsible for investment actions taken by viewers. Figures that are quoted refer to the past and past performance is not a reliable indicator of future results.

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