Using YNAB When Money's Always Short

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What if you're living paycheck to paycheck and can't get a month ahead in YNAB?

In this live budget coaching session, I help Ryan figure out how to use YNAB for his family while living on variable business income and barely covering their monthly expenses.

We walk through simplifying their budget, organizing bills around cash flow, planning one week at a time, and building a daily routine that will help them finally get ahead.


▶️ CHAPTERS:
0:00 – Intro
2:59 – Why budgeting hasn't worked in the past
7:07 – Finding a compelling reason to change
11:04 – Fixing targets and organizing bills
18:28 – Simplifying spending categories
36:39 – Planning for future expenses and fun money
45:00 – Budgeting with variable business income
1:00:23 – Planning weekly business distributions
1:06:49 – The daily routine: Categorize, cover overspending, and reconcile
1:11:36 – Ryan's homework and next steps


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Interested in working with me?: https://mappedoutmoney.com/coaching/
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My Website: https://mappedoutmoney.com/
Podcast: https://podcasts.apple.com/us/podcast/mapped-out-money/id1503281170
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