How the New $6,000 Senior Bonus Deduction Affects Roth Conversions (FQF)

In today's Five Question Friday we look at the following questions:

0:00 - Intro
0:07 - How should the $6,000 senior deduction affect Roth conversions?
10:03 - Are short-term bonds a reasonable alternative to intermediate-term bonds?
14:16 - Are tax-managed balanced funds ok in a taxable account?
19:55 - How should I invest money I'll use to pay the rent in retirement?
26:14 - Boldin vs ProjectionLab for Roth conversion analysis?

*Resources Mention in the Video*
Boldin: https://go.robberger.com/boldin/yt-
ProjectionLab: https://go.robberger.com/projectionlab/yt-
*Note*: Sign up for my newsletter below for a 10% discount code off of a ProjectionLab subscription (code is in every Sunday morning email I send out)
Kiplinger Article: https://www.kiplinger.com/taxes/tax-deduction-change-for-those-over-65
Blackrock iBonds: https://www.blackrock.com/us/financial-professionals/tools/ibonds
Bengen 1997 paper: https://www.financialplanningassociation.org/sites/default/files/2021-10/DEC97%20JFP%20Bengen%20PDF.pdf
Tax-Equivalent Yield Calc: https://digital.fidelity.com/prgw/digital/taxyieldcalc/

*Join the Newsletter. It's Free:*
https://robberger.com/newsletter/?utm_source=Rob+Berger&utm_medium=ATF+Link&utm_campaign=Newsletter&utm_id=YouTube

*Financial tools I use:*

*I track all of my investments, performance, fees, and asset allocation with Empower. It's Free:*
https://go.robberger.com/empower/yt-

*I use Monarch Money to manage our budget:* https://go.robberger.com/monarch/yt-

*My retirement plan comes from Boldin, the most robust retirement planner available at a reasonable cost:*
https://go.robberger.com/boldin/yt-

*I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free:*
https://go.robberger.com/capitalize/yt-

*My Book (Retire Before Mom and Dad):*
https://amzn.to/4d9qbhA

#retirement #investing #robberger

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

LET'S CONNECT

Youtube: https://www.youtube.com/channel/UC9C17-OMxa-7oRSaCtztObw?sub_confirmation=1

Facebook: https://www.facebook.com/financialfreedomguy/

Twitter: https://twitter.com/Robert_A_Berger

DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.