A Smarter Way to Model TIPS Ladders in Retirement Planning Software

A viewer named John emailed me the following question: "I'm planning to build a 5yr TIPS ladder to provide some inflation protected income in the years before Medicare and SS. How do I model that "account" in Boldin??"

It's a great question, and it gives us the opportunity to look at an often overlooked feature of retirement planning software--pension income. Yes, a TIPS ladder can be modeled as pension income. We'll look at it in both Boldin and ProjectionLab.

Boldin: https://go.robberger.com/boldin/yt-tips-ladder
ProjectionLab: https://go.robberger.com/projectionlab/yt-tips-ladder (use code RBERGER-10 for a 10% discount)
TIPSLadder: https://www.tipsladder.com/

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0:00 - Intro
1:34 - TIPS Ladder
3:13 - Modeling an account in Boldin
11:48 - Modeling an account in Projection Lab
13:37 - Real Estate income
15:03 - Pension feature

*Financial tools I use:*

*I track all of my investments, performance, fees, and asset allocation with Empower. It's Free:*
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*My retirement plan comes from New Retirement, the most robust retirement planner available at a reasonable cost:*
https://go.robberger.com/new-retirement/yt-

*I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free:*
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#tips #boldin #projectionlab

ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

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