Should U.S. Investors Avoid International Funds | Live Q&A
Rob Berger 2:03:56
28,826 views · 549 likes Watch on YouTube ↗
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Video Resources & Time Stamps
————————————
0:00 - Welcome to the Financial Freedom Show!
2:43 - International exposure
8:25 - Investing in big banks
12:04 - My four stock portfolio
12:52 - Guidance to setting up Bucket 2
15:37 - California
16:02 - Registered Investment Advisor
18:58 - Monday tournament
19:31 - Low fee actively managed mutual funds
21:00 - Continuing with international
21:44 - Staying in Virginia
22:32 - Long term implications on Russian sanctions on emerging and developing markets
25:58 - Liquidated 401K
28:10 - Texas
28:38 - Locking-in losses
29:47 - Building a taxable account from scratch
31:02 - Struggling fund managers
33:47 - Capital losses in a taxable account
35:09 - Cash heavy
37:31 - All as one approach
39:27 - Too rich in stocks/SCHD
42:22 - Guy Spears
46:17 - Downsizing a taxable account portfolio with 8 index funds
49:30 - Paul Merriman
51:38 - Backing into your fund number
57:24 - 3 funds to invest in while in retirement for income
59:11 - Powell's testimony
1:01:32 - Pro Rata Rule
1:03:07 - Allocating between VOHIX, and BIV vs AGG
1:08:10 - Investing in international bonds
1:11:07 - Vanguard funds
1:11:51 - Winning $50 million lottery
1:12:51 - Robo Advisors
1:15:02 - 25% invested internationally
1:17:29 - Decent return on investment
1:19:23 - FBGRX
1:26:42 - SCHD as substitute for VTV
1:31:21 - 401K in VOYA
1:34:28 - Is a 3% fixed account as good as bonds?
1:36:01 - Re-balancing asset allocation on multiple accounts
1:39:40 - Super Bowl coin flip
1:40:05 - Lowering wages
1:41:21 - Combining Schwab's Intelligent portfolio & Goldman Sachs' Robo Advisor Marcus Invest
1:43:33 - John Hancock
1:45:29 - Changing contributions to a traditional
1:49:11 - Target date funds
1:49:29 - Taking social security early
1:54:48 - Retiring early from a job you hate
1:55:50 - Too heavy into real estate
1:59:00 - Maxing out a non-matching 401K
1:59:56 - Chess Puzzle
————————————
Investing Tools
————————————
My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B
Personal Capital (Investment Tracking, Retirement Planning): https://robberger.com/go/personal-capital/yt-
New Retirement (Retirement Planner): https://robberger.com/go/new-retirement/yt-
Stock Rover: https://robberger.com/go/stock-rover/yt-
M1 Finance $30 Bonus (IRA & Taxable Accounts): https://robberger.com/go/m1finance-bonus/yt-
————————————
Credit Cards & Banks
————————————
Wells Fargo Active Cash (Cash Back): https://www.allcards.com/go/wf-active-cash/yt-
Chase Sapphire Preferred (Travel): https://www.allcards.com/go/sapphire-preferred/yt-
U.S. Bank Visa Platinum (0%): https://www.allcards.com/go/usbank-visa-platinum/yt-
Axos Bank (High Yield Savings): https://www.allcards.com/go/axos-savings/yt-
OnJuno (free checking): https://www.allcards.com/go/onjuno/yt-
————————————
Popular Videos
————————————
1️⃣ How to Create a 3-Fund Portfolio: https://www.youtube.com/watch?v=kmw8OpGp2rM
2️⃣ How I Manage 28 Accounts in One App: https://www.youtube.com/watch?v=cQk6EQk3iGg
3️⃣ 7-Step Financial Checkup: https://www.youtube.com/watch?v=mNWGWxKzKTY
#retirement #investing #robberger
ABOUT ME
While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.
I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)
LET'S CONNECT
Youtube: https://www.youtube.com/channel/UC9C17-OMxa-7oRSaCtztObw?sub_confirmation=1
Facebook: https://www.facebook.com/financialfreedomguy/
Twitter: https://twitter.com/Robert_A_Berger
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
————————————
Video Resources & Time Stamps
————————————
0:00 - Welcome to the Financial Freedom Show!
2:43 - International exposure
8:25 - Investing in big banks
12:04 - My four stock portfolio
12:52 - Guidance to setting up Bucket 2
15:37 - California
16:02 - Registered Investment Advisor
18:58 - Monday tournament
19:31 - Low fee actively managed mutual funds
21:00 - Continuing with international
21:44 - Staying in Virginia
22:32 - Long term implications on Russian sanctions on emerging and developing markets
25:58 - Liquidated 401K
28:10 - Texas
28:38 - Locking-in losses
29:47 - Building a taxable account from scratch
31:02 - Struggling fund managers
33:47 - Capital losses in a taxable account
35:09 - Cash heavy
37:31 - All as one approach
39:27 - Too rich in stocks/SCHD
42:22 - Guy Spears
46:17 - Downsizing a taxable account portfolio with 8 index funds
49:30 - Paul Merriman
51:38 - Backing into your fund number
57:24 - 3 funds to invest in while in retirement for income
59:11 - Powell's testimony
1:01:32 - Pro Rata Rule
1:03:07 - Allocating between VOHIX, and BIV vs AGG
1:08:10 - Investing in international bonds
1:11:07 - Vanguard funds
1:11:51 - Winning $50 million lottery
1:12:51 - Robo Advisors
1:15:02 - 25% invested internationally
1:17:29 - Decent return on investment
1:19:23 - FBGRX
1:26:42 - SCHD as substitute for VTV
1:31:21 - 401K in VOYA
1:34:28 - Is a 3% fixed account as good as bonds?
1:36:01 - Re-balancing asset allocation on multiple accounts
1:39:40 - Super Bowl coin flip
1:40:05 - Lowering wages
1:41:21 - Combining Schwab's Intelligent portfolio & Goldman Sachs' Robo Advisor Marcus Invest
1:43:33 - John Hancock
1:45:29 - Changing contributions to a traditional
1:49:11 - Target date funds
1:49:29 - Taking social security early
1:54:48 - Retiring early from a job you hate
1:55:50 - Too heavy into real estate
1:59:00 - Maxing out a non-matching 401K
1:59:56 - Chess Puzzle
————————————
Investing Tools
————————————
My Book (Retire Before Mom and Dad): https://amzn.to/2MsRJ9B
Personal Capital (Investment Tracking, Retirement Planning): https://robberger.com/go/personal-capital/yt-
New Retirement (Retirement Planner): https://robberger.com/go/new-retirement/yt-
Stock Rover: https://robberger.com/go/stock-rover/yt-
M1 Finance $30 Bonus (IRA & Taxable Accounts): https://robberger.com/go/m1finance-bonus/yt-
————————————
Credit Cards & Banks
————————————
Wells Fargo Active Cash (Cash Back): https://www.allcards.com/go/wf-active-cash/yt-
Chase Sapphire Preferred (Travel): https://www.allcards.com/go/sapphire-preferred/yt-
U.S. Bank Visa Platinum (0%): https://www.allcards.com/go/usbank-visa-platinum/yt-
Axos Bank (High Yield Savings): https://www.allcards.com/go/axos-savings/yt-
OnJuno (free checking): https://www.allcards.com/go/onjuno/yt-
————————————
Popular Videos
————————————
1️⃣ How to Create a 3-Fund Portfolio: https://www.youtube.com/watch?v=kmw8OpGp2rM
2️⃣ How I Manage 28 Accounts in One App: https://www.youtube.com/watch?v=cQk6EQk3iGg
3️⃣ 7-Step Financial Checkup: https://www.youtube.com/watch?v=mNWGWxKzKTY
#retirement #investing #robberger
ABOUT ME
While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.
I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)
LET'S CONNECT
Youtube: https://www.youtube.com/channel/UC9C17-OMxa-7oRSaCtztObw?sub_confirmation=1
Facebook: https://www.facebook.com/financialfreedomguy/
Twitter: https://twitter.com/Robert_A_Berger
DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.
AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.
Category (YouTube): Education
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