Should You Contribute to a 401k That Has No Employer Match? (FQF)

In this edition of Five Question Friday (FQF), we look at these five questions:

1. My 401k is not employer matched, should I stop contributing to my employer 401k and open a Roth IRA instead?
2. Where should we keep cash we'll need to spend in 12 to 18 months?
3. Can you implement the bucket strategy in Boldin?
4. SCHD + TIPS & Chill?
5. Do Short-Term Treasury Bills provide the same inflation protection as TIPS?

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0:00 - Intro
1:15 - My 401k is not employer matched, should I stop contributing to my employer 401k and open a Roth IRA instead?
4:04 - Where should we keep cash we'll need to spend in 12 to 18 months?
5:36 - Can you implement the bucket strategy in Boldin?
11:36 - SCHD + TIPS & Chill?
17:20 - Do Short-Term Treasury Bills provide the same inflation protection as TIPS?

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*I track all of my investments, performance, fees, and asset allocation with Empower. It's Free:*
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*My retirement plan comes from Boldin, the most robust retirement planner available at a reasonable cost:*
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*I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free:*
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ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning at no cost to you I earn a commission if you click through and make a purchase and/or subscribe. However, I only recommend products or services that (1) I believe in and (2) would recommend to my own mom.