Is Aggressive Saving Derailing Their Short Term Goals?

Joey (24) and Lia (24) are doing almost everything right: nearly $240,000 in net worth, close to $200,000 in household income, aggressive retirement investing, and a wedding on the horizon. But living in the San Francisco Bay Area brings a new challenge: should they keep investing, save for a home, fund a $30,000 wedding, or prepare for future kids? In this episode of Making a Millionaire, Brian and Bo help this young power couple navigate high-cost-of-living realities, Roth vs. Traditional 401(k) decisions, homeownership myths, financial planning for marriage, and balancing wealth building with life goals. If you're wondering how much to save in your 20s, whether renting beats buying, or how to prioritize competing financial goals, this episode is packed with actionable insights.

🔗 Financial Order of Operations (FOO) → https://moneyguy.com/guide/foo/
🔗 Wealth Multiplier Calculator → https://moneyguy.com/tool/wealth-multiplier/
🔗 Buying a House Ultimate Guide → https://moneyguy.com/guide/home-buying/
🔗 Home Buying Checklist → https://moneyguy.com/resource/home-buying-checklist/
🔗 How Much House Can You Afford? → https://moneyguy.com/tool/how-much-house-can-you-afford/

🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future.

Jump start your journey with our FREE financial resources: https://moneyguy.com/resources/

Subscribe on YouTube for early access and go beyond the podcast: https://www.youtube.com/c/MoneyGuyShow?sub_confirmation=1

Connect with us on social media for more content: https://moneyguy.com/link-in-bio/

Take the relationship to the next level and become a client: https://moneyguy.com/become-a-client/

#WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom