How to Become A Millionaire (By Age)

Can you really become a millionaire on an average salary? The math may be more achievable than you think, but it changes dramatically based on your age. We break down the behaviors separating average Americans from high-net-worth individuals at every decade of life, from emergency preparedness gaps in your 20s to a retirement-threatening college funding mistake a majority of people in their 40s could be making right now.

Discover the three ingredients of wealth creation, learn what nearly all millionaire clients have in common, and find out why your first major milestone might be just the starting line.

Timestamps
0:00 The Mindset and Math Behind Becoming a Millionaire
1:58 Millionaire Mindset in Your 20s
8:25 What’s The Math for Your 20s?
9:44 Avoiding the Debt Trap in Your 30s
16:12 Millionaire Behaviors in Your 30s
20:01 What’s The Math for Your 30s?
21:20 Your 40s – Wake Up Call for Average Americans
25:59 Millionaire Behaviors in Your 40s
30:15 What’s The Math for Your 40s?
31:31 Hard Truths for Your 50s and Beyond
34:37 Millionaire Behaviors in Your 50s
35:41 What’s The Math for Your 50s?
36:37 What’s the Secret?

🔗 Car Affordability Calculator → https://moneyguy.com/tool/how-much-car-can-you-afford/
🔗 How Much Should You Save? → https://moneyguy.com/resource/how-much-to-save/
🔗 Wealth Multiplier - https://moneyguy.com/resource/wealth-multiplier-by-age/

🎓 Brian Preston (CFP®, CPA) and Bo Hanson (CFA®, CFP®) share professional insights to help you own your financial future.

Jump start your journey with our FREE financial resources: https://moneyguy.com/resources/

Subscribe on YouTube for early access and go beyond the podcast: https://www.youtube.com/c/MoneyGuyShow?sub_confirmation=1

Connect with us on social media for more content: https://moneyguy.com/link-in-bio/

Take the relationship to the next level and become a client: https://moneyguy.com/become-a-client/

#WealthBuilding #PersonalFinance2026 #RetirementPlanning #FinancialFreedom